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Funding A PAYPAL Debt Card with a Credit Card ...

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newportguy
Frequent Contributor

Funding A PAYPAL Debt Card with a Credit Card ...

I have a PayPal debt card that pays 1.5 % when its used as a credit card!  Also I can add a credit card to the account so i can use it without putting the Cash into the account. What i want to know, If i add a Credit Card to the account, how will it  CHARGE MY CREDIT CARD ??? Will it be  a Cash Withdrawal or a Regular Charge  on my Credit Card. The reason i am asking this is for the added cash back  5 % cash back on my CC and 1.5% cash back on my paypal debt card. Can this be done??????

 

Thanks


Current Score: myFico EQ - 794 ( 11/ 29/2012 ) amexFico EX - 787 (10/15/2012) myFico TU - 780 (11/29/2012) Credit Sesame - 809 (02/04/2013) Goal Score * 800 Club *
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jsucool76
Super Contributor

Re: Funding A PAYPAL Debt Card with a Credit Card ...

I think the paypal debit card is only 1% cash back. And im pretty sure it would count as a cash advance, not sure though.
Message 2 of 6
newportguy
Frequent Contributor

Re: Funding A PAYPAL Debt Card with a Credit Card ...


@jsucool76 wrote:
I think the paypal debit card is only 1% cash back. And im pretty sure it would count as a cash advance, not sure though.

I have had my card over 10 years and i was able to keep my 1.5% cash back....... A few years back they changed that to 1% with new accounts. So yes its 1% now


Current Score: myFico EQ - 794 ( 11/ 29/2012 ) amexFico EX - 787 (10/15/2012) myFico TU - 780 (11/29/2012) Credit Sesame - 809 (02/04/2013) Goal Score * 800 Club *
****** Garden Club Member -- Last HP Jan 3rd 2013 *******
*** Amex - BCP 10 K * PenFed - CR 5 K * Amex - GDSM 5 K *
Discover - IT 5 K ***** NO MORE APPS FOR ME IN 2013 *****
Message 3 of 6
newportguy
Frequent Contributor

Re: Funding A PAYPAL Debt Card with a Credit Card ...


@jsucool76 wrote:
I think the paypal debit card is only 1% cash back. And im pretty sure it would count as a cash advance, not sure though.

I was just trying to find a way to get the added 1.5%........... But i won't do it, with the cash advance!!!!


Current Score: myFico EQ - 794 ( 11/ 29/2012 ) amexFico EX - 787 (10/15/2012) myFico TU - 780 (11/29/2012) Credit Sesame - 809 (02/04/2013) Goal Score * 800 Club *
****** Garden Club Member -- Last HP Jan 3rd 2013 *******
*** Amex - BCP 10 K * PenFed - CR 5 K * Amex - GDSM 5 K *
Discover - IT 5 K ***** NO MORE APPS FOR ME IN 2013 *****
Message 4 of 6
MustangSaluki
Regular Contributor

Re: Funding A PAYPAL Debt Card with a Credit Card ...

I think you can only link a Paypal Mastercard CC as a backup funding source for the Paypal Debit Card. It doesn't allow any non PP CC in my case unlike the main Paypal account which can have any combination of bank accounts and CCs. 

 

Do you actually get a choice to link any CC ? Try a small transaction to see if it is treated as a purchase or CA. I think it will be purchase since main Paypa accounts work as purchase for CCs.

Message 5 of 6
newportguy
Frequent Contributor

Re: Funding A PAYPAL Debt Card with a Credit Card ...


@MustangSaluki wrote:

I think you can only link a Paypal Mastercard CC as a backup funding source for the Paypal Debit Card. It doesn't allow any non PP CC in my case unlike the main Paypal account which can have any combination of bank accounts and CCs. 

 

Do you actually get a choice to link any CC ? Try a small transaction to see if it is treated as a purchase or CA. I think it will be purchase since main Paypa accounts work as purchase for CCs.



Your statement is correct...... Thank You for the heads up


Current Score: myFico EQ - 794 ( 11/ 29/2012 ) amexFico EX - 787 (10/15/2012) myFico TU - 780 (11/29/2012) Credit Sesame - 809 (02/04/2013) Goal Score * 800 Club *
****** Garden Club Member -- Last HP Jan 3rd 2013 *******
*** Amex - BCP 10 K * PenFed - CR 5 K * Amex - GDSM 5 K *
Discover - IT 5 K ***** NO MORE APPS FOR ME IN 2013 *****
Message 6 of 6
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