Funding New Bank Account with Credit Card

[Beast26]

As the title says I was wondering if funding a new bank account with a credit card will count as a cash advance?  I was scared to do this because I didn't want it to count as a cash advance so I used a debit card instead.  Is it safe to fund a bank account without fees with a credit card?

[JoeRockhead]

It really depends on how each institution (receiving bank/CC issuer) codes the transaction. Many have limits as to what they'll allow from a CC. 

Here's a link to an older list from DoC... maybe that will help you decide. I'd also recommend you thoroughly look at your card member agreement.

[Bockrocker]

It's hard to be sure without actual DPs for a specific card.  But one of the first things you should do with new credit cards is to call and have the cash advance limit reduced to 0 or as low as they will allow, assuming you don't plan to use that feature.  That way if your limit is set to $250 and you try to fund a bank account for $1000 it will hopefully decline instead of charging a fee.