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GE CLIs

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Anonymous
Not applicable

GE CLIs

Hoping someone can shed some light on this. So if I requested a CLI on a GE card on Apr 3rd, when can I request another one? Is it 4 months from the date of the CLI or after 4 subsequent statements have cut?

Message 1 of 7
6 REPLIES 6
daneatreia
Regular Contributor

Re: GE CLIs

I've done them through the back door number as soon as a week later and gotten approved.
Message 2 of 7
Anonymous
Not applicable

Re: GE CLIs


@daneatreia wrote:
I've done them through the back door number as soon as a week later and gotten approved.

As soon as a week after what? You got two CLIs a week apart?

Message 3 of 7
Anonymous
Not applicable

Re: GE CLIs

And by backdoor number you mean automated or you spoke to a CSR? Was it a hard pull?

Message 4 of 7
daneatreia
Regular Contributor

Re: GE CLIs

With GE they are soft pulls, when I applied they were a week apart. The automated system denied me, but the customer service rep through the back door number approved me.
Message 5 of 7
Booner72
Senior Contributor

Re: GE CLIs

I got told by a GE rep (Carecredit) about a week ago that they are only doing CLI's every six months now, which makes sense, bc when I tried my 4 month JCP I got denied, and that's by far my oldest accoutn with the highest limit.

STARTING: 11/24/10 EQ-584 EXP-648 TU04-595
CLOSED FIRST HOME 8/19/11 EQ-630 EXP-691 TU04-653
CURRENT: EQ-701 EXP-??? TU08-720
Message 6 of 7
Viper786
Regular Contributor

Re: GE CLIs

After my 4th statement cut, I called the automated number for a CLI for my GE Amazon card. I got denied because they have a 2 month old report of mine which have about a 90% utilization. My current reports are at around 30% and I'm just waiting for them to soft me again so I can call for another CLI. 

 

Is there anyway to get them to soft pull me for a CLI? If I call the backdoor number and talk to someone, would they do a soft pull or go based off the current reports which is 2 months old.

EQ - 701 FICO - ScoreWatch (8/2016) | TU - 754 FICO - Fico 8 (8/2016) | EX - 710 Fico - Fico 8 (8/2016)
Amazon Store Card - $10,000 | Amex BCE - $2k | Barclaycard Ring - $2.5k | Capital One Platinum - $7,500 | Capital One Venture - $10,000 | Capital One VentureOne - $7500 | Chase Freedom - $3.5k | Citi Diamond Preferred - $1500 | Discover It - $4200 | Ebates Visa - $25,000 | Macy's - $1700 | Lowes - $12,000 | Walmart MasterCard - $15,000
Message 7 of 7
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