If your GEMB account(s) have never ever been double reported out of the blue, then the following blabber is not meant for you: GEMB double-reports every three months. That is to say, if you got DR'd this month then your next DR month will be July--and they always process the tapes between 15th and 21st of the DR month, so pay off your balance before 15th of the DR month to avoid seeing a stupid balance on your CR. I have three accounts with GEMB and so far the above mentioned stuff hasnt let me down yet :-) BTW: sorry for no white space; i'm on an iphone.