GEMB transunion?

[Anonymous]

I wonder if i have to lift my transunion security freeze to request for credit increase? thanks

[guydiver]

GEMB always looks at TU for my  Lowe's card, but they use EQ for my Sam's club store card and Sam's Discover. YMMV. If you already have an account, they shouldn't   need you to lift the security freeze if they soft your account, they already have PP for that.  GEMB CLI's are usually soft pulls, haven't heard of any hard pulls here except to open new accounts.  I've never had anything but softs over the past 5 years with them when asking for CLI, or for automatic CLI's. I have 3 GEMB accounts.  There could be some sort of loophole though, since you are asking for additional credit with a CLI, even if it will be a soft.  Won't hurt to try, you can always unlock and try again.

[Anonymous]

can you please tell me what is "PP"? thanks

[MarineVietVet]

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@Anonymous wrote:

can you please tell me what is "PP"? thanks

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Permissible Purpose

[konabill]

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@Anonymous wrote:

can you please tell me what is "PP"? thanks

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Permissible Purposes

There are legally defined permissible purposes for a credit report to be issued to a third party. Permissible purposes include credit transactions, employment purposes, insurance underwriting, government financial responsibility laws, court orders, subpoenas, written instructions of the consumer, legitimate business needs, etc.