Generous credit limit received from Citi Diamond Preferred Card

[soliloquy]

Not sure what my TU and EX scores are at this point but my EQ is 690 and I know my TU and EX are much higher than that. I was pleasantly surprised.

Card Name:	Citi® Diamond Preferred® Card
Initial Credit Limit:	$10,900.00
Purchase APR:	0% introductory APR for 12 months from date of account opening.   After that, your APR will be 13.99%.   This APR will vary with the market based on the Prime Rate.
Balance Transfer APR:	0% introductory APR for 21 months from date of first transfer when transfers are completed within 4 months from date of account opening.  After that, your APR will be13.99%. This APR will vary with the market based on the Prime Rate.

[CS800]

Congrats !!

Nice CL

[spartanspirit]

congrats on the card and limit. i plan on applying for that card around march of next year. i honestly want it cuz its a cool looking card.

[Anonymous]

Wow, 12 months 0% APR and a pretty good APR after that!  Congrats.

[Iincognito]

Impressive, grats!

[Mekitcat]

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@soliloquy wrote:

Not sure what my TU and EX scores are at this point but my EQ is 690 and I know my TU and EX are much higher than that. I was pleasantly surprised.

Card Name:	Citi® Diamond Preferred® Card
Initial Credit Limit:	$10,900.00
Purchase APR:	0% introductory APR for 12 months from date of account opening.   After that, your APR will be 13.99%.   This APR will vary with the market based on the Prime Rate.
Balance Transfer APR:	0% introductory APR for 21 months from date of first transfer when transfers are completed within 4 months from date of account opening.  After that, your APR will be13.99%. This APR will vary with the market based on the Prime Rate.

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Yes that is a great starting limit! Congratulations!!

And I was thrilled when I got my Diamond for $4000 but my offer was 0% APR and 0% BT for 21months after my APR is 20.99%

[jason86423]

Nice Starting CLI!!  Congrats!!

This is what I was approved for a few weeks ago

Card Name: Citi® Diamond Preferred®

CardInitial CreditLine:$6,800.00

PurchaseAPR:0% introductory APR for 21 months from date of account opening. After that, yourAPR will be 11.99%. This APR will vary with the market based on the Prime Rate.

BalanceTransferAPR:0% introductory APR for 21 months from date of account opening when transfers arecompleted within 4 months from date of account opening. After that, your APR willbe 11.99%. This APR will vary with the market based on the Prime Rate.

[Anonymous]

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@jason86423 wrote:

Nice Starting CLI!!  Congrats!!

This is what I was approved for a few weeks ago

Card Name: Citi® Diamond Preferred®

CardInitial CreditLine:$6,800.00

PurchaseAPR:0% introductory APR for 21 months from date of account opening. After that, yourAPR will be 11.99%. This APR will vary with the market based on the Prime Rate.

BalanceTransferAPR:0% introductory APR for 21 months from date of account opening when transfers arecompleted within 4 months from date of account opening. After that, your APR willbe 11.99%. This APR will vary with the market based on the Prime Rate.

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I'd really like to know how CCC go about determing CL, APR, and the length of 0% APR period.  You've got a better APR, longer 0% period, but less CL than the OP.  SO strange

[jason86423]

It may be a total exposure limit with Citi. I have a few other cards with them (store and AA visa Sig) and this puts me up to over $25,000  total limit with them total.  

[Anonymous]

I got the exact same terms as the OP last month with a slightly lower CL. This is my first Citi CC since cleaning up my credit. I had a defaulted Shell gasoline CC from about 10 years ago that was backed by Citi. Charged off and off my reports. I too responded to a mail offer with invitation code. It's not my highest CL (16K NFCU, 12K USAA) but it's more generous than I expected with them.

Shortly after activating the card and setting up the on-line account Citi sent me an e-mail that I was eligible for a $30 statement credit after spending $30. I saved the e-mail and my first statement cuts today so we'll see.