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Getting COLD with Capital One

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mongstradamus
Super Contributor

Re: Getting COLD with Capital One


@Anonymous wrote:

@jamesdwi wrote:

@Anonymous wrote:

 

Since Capiral One loves to HP apps for fun, all three at the time.  I am wondering,  those who have all their reports frozen, if they were to unfreeze only one and apply for QS, what would happen?  Any info you can share?  Thanks.

 


not sure why you would think that a QS card is worth the cost of a single HP much less 3, there are other cards with better rewards that only cost a single HP, With scores like your, I would expect you to be good for Sallie Mae or US Bank cash+ card, or the FIA 2% amex, Sam's club MC  as well. CapOne isn't all that great. 

 

 

 

 


It has an excellent redemption scheme, rewards post with transactions and no minimum to redeem.  + no FTF.


In agreement with you here,but I want to throw in from my personal experience I got pretty good Apr and cl from cap one , with citi double cash on particular it can be an mixed bag with what kind of cl and Apr you get. I have heard people getting CLI after getting card,but that's annoying and I am not sure whether its an HP for the cli. 



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Message 11 of 12
Anonymous
Not applicable

Re: Getting COLD with Capital One


@mongstradamus wrote:

@Anonymous wrote:

@jamesdwi wrote:

@Anonymous wrote:

 

Since Capiral One loves to HP apps for fun, all three at the time.  I am wondering,  those who have all their reports frozen, if they were to unfreeze only one and apply for QS, what would happen?  Any info you can share?  Thanks.

 


not sure why you would think that a QS card is worth the cost of a single HP much less 3, there are other cards with better rewards that only cost a single HP, With scores like your, I would expect you to be good for Sallie Mae or US Bank cash+ card, or the FIA 2% amex, Sam's club MC  as well. CapOne isn't all that great. 

 

 

 

 


It has an excellent redemption scheme, rewards post with transactions and no minimum to redeem.  + no FTF.


In agreement with you here,but I want to throw in from my personal experience I got pretty good Apr and cl from cap one , with citi double cash on particular it can be an mixed bag with what kind of cl and Apr you get. I have heard people getting CLI after getting card,but that's annoying and I am not sure whether its an HP for the cli. 


 

You know, if you keep these kind of posts, for the twentieth or thirtieth time, we are going to start to suspect you are not much into Citi 2C and are kind of favoring Capital One QS...

 

Message 12 of 12
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