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Getting super annoyed with Amex...

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Anonymous
Not applicable

Getting super annoyed with Amex...

In recent months, as you see by looking at my signature, my existing cards (and my new Citi Prestige) have all graduated limits in the $7,000 - $12,000 range, save for a crummy credit union Visa I've not used in a year, and my Amex Delta Skymiles card.

 

The credit union visa I couldn't care less about, but Amex is really annoying me by refusing to increase my measly $1,000 limit on the Skymiles card. At any time on the NPSL Gold card, I'm good to spend $10,000 - $15,000 according to the "check your spending power" tool, but can't get a bump from $1,000 on Skymiles that I've had for 6 months and run a reasonable amount of money through?

 

I'm really not all that enamored with the Skymiles in the first place, so I apped for the Blue Cash Preferred online last night after being told by a rep a few weeks ago on the phone that I had a pre-approved offer on my account for Blue Cash Everyday. As I only see the BCP as having value enough to open a new card, I apped, and was declined after receiving the 7-10 day message.

 

You'd think Amex would at least want to remain close to competitive with a customer's other cards...

 

/End rant.

Message 1 of 32
31 REPLIES 31
corymcd88
Valued Contributor

Re: Getting super annoyed with Amex...


@Anonymous wrote:

In recent months, as you see by looking at my signature, my existing cards (and my new Citi Prestige) have all graduated limits in the $7,000 - $12,000 range, save for a crummy credit union Visa I've not used in a year, and my Amex Delta Skymiles card.

 

The credit union visa I couldn't care less about, but Amex is really annoying me by refusing to increase my measly $1,000 limit on the Skymiles card. At any time on the NPSL Gold card, I'm good to spend $10,000 - $15,000 according to the "check your spending power" tool, but can't get a bump from $1,000 on Skymiles that I've had for 6 months and run a reasonable amount of money through?

 

I'm really not all that enamored with the Skymiles in the first place, so I apped for the Blue Cash Preferred online last night after being told by a rep a few weeks ago on the phone that I had a pre-approved offer on my account for Blue Cash Everyday. As I only see the BCP as having value enough to open a new card, I apped, and was declined after receiving the 7-10 day message.

 

You'd think Amex would at least want to remain close to competitive with a customer's other cards...

 

/End rant.


Mine started out at 1k also and it was opened Jul 2011 and it took me some time to get it to 2k and now to this day I have mine at 5k and I have a 809 EX FICO.

Message 2 of 32
Anonymous
Not applicable

Re: Getting super annoyed with Amex...

Amex is weird with limits for some reason. They let me spend on average 50% over my limit but have only raised it once in the past year. For me my capital one spark card has given me my highest limit out of all issuers (50k) which surprised me.

Was disappointed last night when I went to a new Italian rest and they didn't accept Amex. Used my cap one instead.
Message 3 of 32
Anonymous
Not applicable

Re: Getting super annoyed with Amex...

TT91 you are not the first person I have read here with that same exact problem (Amex Gold Delta @ $1,000 CL) and it's bizarre that this is not a "one off" situation.  I have also seen very similar posts about those having a Chase Freedom with an original SL of $1,000 and not getting increases.  I know none of this makes it better, just know you are not alone.

Message 4 of 32
creditguy
Valued Contributor

Re: Getting super annoyed with Amex...

Well if it's any consolation your in good company with a lot of people. I'm not saying this is your case, but I see people who barely skate by with an approval getting these small $1k SL's and are so happy just to have a foot in the door with Amex. The only problem is, they stay stuck in that $1k CL bucket for a long time. It's almost like Amex holds your past against you no matter how well you've demonstrated responsibility with their card. Hopefully they give in soon and offer you a CLI or a new card with a higher SL, Good Luck.
Message 5 of 32
Anonymous
Not applicable

Re: Getting super annoyed with Amex...

Sorry to hear...is there something on your EX report that Amex saw and they didn't like? That's just weird why they are capping your limit. I would SD their card for a few months and try for another CLI down the road. 

Message 6 of 32
Anonymous
Not applicable

Re: Getting super annoyed with Amex...

How long have you had the card and what is yor current EX score?

Message 7 of 32
Discover2016
Valued Contributor

Re: Getting super annoyed with Amex...

Same here, I am stuck at 1k with my BCE, although I have only had it it for 10 months. 

Gardening until September 2025
Next app: Mortgage in September 2025
FICO 08 Experian 810
Message 8 of 32
Anonymous
Not applicable

Re: Getting super annoyed with Amex...

They wont increase my CL either, oh well, thank God for Penfed and my 45K Plat Sig Visa hahahahahaha

Message 9 of 32
Anonymous
Not applicable

Re: Getting super annoyed with Amex...

Amex is weird. One card you can get 1k and be stuck on that for awhile. Second card can be 10k or more. Just from what I've read on here. Seems to be a common experience.
Message 10 of 32
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