Global Entry/TSA PrePass

FicoMike0 · ‎06-21-2026

I just shared this perk with some family member, thought I'd pass on what I've learned.

I tried to find no fee cards that reimburse this perk. The cost is $120

This card,

https://www.fidelity.com/spend-save/preapproval-visa-signature-card?s_tnt=202736%3A1%3A0&adobe_mc_sd...

And this card,

https://www.usbank.com/credit-cards/altitude-connect-visa-signature-credit-card.html

Cover $100.

The only no fee (with no fee checking) card I found was this one,

https://www.penfed.org/credit-cards/pathfinder-rewards-visa

Not a bad card, but the ba$t@rds turned me down with an 850 score.

I settled with this card,

https://www.navyfederal.org/loans-cards/credit-cards/flagship-visa-signature.html

Flagship has a $49 af, but also pays $139 for prime.

A surprise bonus is, flagship also reimbursed authorized users for GE/TSA prepass and they allow up to 4 AUs, no fee.

Finally, I found there is no GE/TSA PP fee for those under 18.

So, I was not only able to cover myself and p2, I was also able to include all my five grandchildren!

Kforce · ‎06-21-2026

@FicoMike0 wrote:
I just shared this perk with some family member, thought I'd pass on what I've learned.
I tried to find no fee cards that reimburse this perk. The cost is $120
This card,
https://www.fidelity.com/spend-save/preapproval-visa-signature-card?s_tnt=202736%3A1%3A0&adobe_mc_sd...
And this card,
https://www.usbank.com/credit-cards/altitude-connect-visa-signature-credit-card.html
Cover $100.
The only no fee (with no fee checking) card I found was this one,
https://www.penfed.org/credit-cards/pathfinder-rewards-visa
Not a bad card, but the ba$t@rds turned me down with an 850 score.
I settled with this card,
https://www.navyfederal.org/loans-cards/credit-cards/flagship-visa-signature.html
Flagship has a $49 af, but also pays $139 for prime.
A surprise bonus is, flagship also reimbursed authorized users for GE/TSA prepass and they allow up to 4 AUs, no fee.
Finally, I found there is no GE/TSA PP fee for those under 18.
So, I was not only able to cover myself and p2, I was also able to include all my five grandchildren!

The flagship also has a $350-$400 spend bonus.

$350 on web page and I get monthly $400 offers email & USPS.

I think you got the best card of the list, not like you had to settle for second best.

They give good CL's, AU cards have different card numbers and

credit card payments are push - "billpay" friendly.

I think you will like the "Flagship".

FicoMike0 · ‎06-21-2026

The sub was great. I had to do a little MS to meet the spend. I like navy in general. They are generous with clis, even without a lot of spend. I was using it as a 2% catchall, now I have the 3% aven.

E36 · ‎06-22-2026

The flagship also has a $350-$400 spend bonus.
$350 on web page and I get monthly $400 offers email & USPS.

What is this? Is that SUB or routine offers?

Primary Cards (2024-Present):

Occasional-Use Cards (2024 - Present)

Credit Rebuilder Cards - $7.4K (2023 - Present):

Closed - Settled (2007-2022):

Closed - Good Standing (2009-2019):

Closed Cards: $38K (09/2022) | Settlements Completed: $20K (03/2025)
Rebuilding Since July 2023 | Goal: FICO 740+
New Accounts: 1/6, 5/12, 7/24
FICO 8 7/23:

FICO 8 3/24:

FICO 8 3/25:

FICO 8 3/26:

FICO 8 6/26:

FicoMike0 · ‎06-22-2026

The sub is $350 for $3500 spend in 3 months.

ptatohed · ‎06-22-2026

I think mine was $400 for $4000 spend, and $350 just for joining the CU and opening a credit card. I have not seen either of these offers since Fall of 2024 when I received them.

Everyday 5% CB:
Chase prime Visa // citi CUSTOM CASH “A” // citi CUSTOM CASH “B” // citi CUSTOM CASH “C” // citi ThankYou (5% gas, lucrative spending offers) // mylowe’s Rewards // Target circle card

Rotating 5% CB:
Chase “OG” freedom Visa // DISCOVER it Cash Back // nusenda CU Platinum Cash Rewards

Everyday 4% CB:
US Bank Smartly (v1.0)

Everyday 3% / 2.2% CB:
AOD FCU Visa Signature (3%, sockdrawered) // upgrade Cash Rewards Elite (2.2%, sockdrawered)

Welcome Offer / credits only:
NFCU FLAGSHIP REWARDS (elevated Welcome Offer, annual prime credit, sockdrawered)

Hotel card:
Chase IHG ONE REWARDS PREMIER (elevated Welcome Offer, 1 free night/yr)

On my radar:
Langely FCU Signature Cash Back (5% CB monthly selectable cat) // Safe CU Cash Back+ (Quarterly rotating 5% CB cats plus bonus cats) // upgrade MyFive Cash Rewards (5% CB monthly selectable cat) // US Bank Kroger (and family) World Elite Master Card(s) (5% CB Mobile Wallet)

Kforce · ‎06-22-2026

@E36 wrote:
The flagship also has a $350-$400 spend bonus.
$350 on web page and I get monthly $400 offers email & USPS.

What is this? Is that SUB or routine offers?

I got the Navy membership and was planning ahead for a possible SSL.

Next year all my loan history hits 10 years.

If scores get to low, maybe go for an SSL.

Had $10 in savings and another $10 in free checking.

Just waiting to see how my scores change.

After a few months, I started getting regular emails and USPS offers

for the Flagship with an elevated spend bonus, also with elevated spend.

($400 for 4k). This was targeted advertising for me to jump on the flagship.

Have received at least 5 of these over the last 10 months.

My guess targeted offer's for members that do not jump on a card first few months

after becoming a member ??

All the advertising worked, I just got the card last week.

Front:

Inside

TrapLine · ‎06-23-2026

Fidelity Rewards Visa Signature Card recently gave me the TSA Pre-Check fee back as points added to my rewards account.

Got'ta love it!

AndySoCal · ‎06-23-2026

Here is another card for consideration it has annual fee of $95.00. The fee can be offset with Walmart+ membership. The credit union is not geofenced also no Chex Systems.

https://www.pelicancu.com/premier

FICO Scores XPN v8 805 V2 831 (SDFCU) TUC V 8 800 07/25 EFX Bankcard v8 822 EFX FIC0 v8 808 Vantage score 4.0 817 via JC Penney
JC Penney 10/2008 4,700 US Bank Cash 08/2010 12,000 Citibank Custom Cash 5/2015 14,100, State Dept. FCU 06/2023 30,000 02/2024 Redstone FCU Signature VISA 10,000 08/23/2024 Commonwealth Credit Union 15000 07/25 Walmart One 5000 12/04/25
Banks and Credit Unions: Lafayette FCU Fortera FCU State Department FCU Redstone FCU Hughes FCU Commonwealth FCU Veridian Credit Union Utah Community Credit Union
My personal blacklist Axos Bank, Bank of America, Synchrony Bank Capital One TD Bank BMO Langley FCU Paypal

TrapLine · ‎06-23-2026

@AndySoCal wrote:
Here is another card for consideration it has annual fee of $95.00. The fee can be offset with Walmart+ membership. The credit union is not geofenced also no Chex Systems.

https://www.pelicancu.com/premier

Your just lucky! Pelicans are no longer on the "endangered species" list as of 2009. Just sayin' ...

The credit union has many many benefits and rates that are quite competitive. Surprised it is not geo-fenced?