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Going under 5/24 and how would you organize apps

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Regular Contributor

Re: Going under 5/24 and how would you organize apps

just came to say that you're very lucky and most of us are envious!

Message 11 of 15
Super Contributor

Re: Going under 5/24 and how would you organize apps

These days I would say you need to space those Chase apps out a lot further than what you suggest. I would only do one every 3 months bare minimum, probably 6 months to be safe. They aren't playing around with shutdowns these days. I don't say it to make anyone paranoid, just that they really don't want to see multiple apps in any timeframe they consider short.

Message 12 of 15
Super Contributor

Re: Going under 5/24 and how would you organize apps


@kdm31091 wrote:

These days I would say you need to space those Chase apps out a lot further than what you suggest. I would only do one every 3 months bare minimum, probably 6 months to be safe. They aren't playing around with shutdowns these days. I don't say it to make anyone paranoid, just that they really don't want to see multiple apps in any timeframe they consider short.


Six months between apps seems excessive. Other than people with thin credit files starting out is there any datapoints indicating having to wait 3 to 6 months to safely file a second chase app? 

;
Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 828 5/2018, Last App 8/5/17
Goal Score: 800 (Achieved!) In garden until Sepetember 2019
Message 13 of 15
Valued Contributor

Re: Going under 5/24 and how would you organize apps

There's a good handful of about 5-10 in the past month that got cancelled or shutdown completely,

500K+ TCL / 800+ FCOs
Message 14 of 15
Super Contributor

Re: Going under 5/24 and how would you organize apps


@Obscure-Expert wrote:

There's a good handful of about 5-10 in the past month that got cancelled or shutdown completely,


Handful of long term chase customers? After how many apps in what time period?

;
Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 828 5/2018, Last App 8/5/17
Goal Score: 800 (Achieved!) In garden until Sepetember 2019
Message 15 of 15
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