cancel
Showing results for 
Search instead for 
Did you mean: 

Goodbye Credit One!

tag
ds3
Regular Contributor

Goodbye Credit One!

Took way too long to pull the trigger on kicking Credit One to the curb, but everytime I have tried in the past, they have waived the annual fee to keep me. Called this morning and told them no more talking me out of it, and the deed is done.

 

I will say that they did exactly what I had hoped they would, which was to help me rebuild my credit. Partly because of them, I am in far better shape than I was a few years ago, and no longer have to worry about being approved for anything.

Message 1 of 22
21 REPLIES 21
Anonymous
Not applicable

Re: Goodbye Credit One!

Way to go! Congratulations!

Message 2 of 22
Anonymous
Not applicable

Re: Goodbye Credit One!

Congratulations, ds3! It's a great feeling to unload CreditOne, and now you can laugh at their "we want you back" offers! Smiley Very Happy

Message 3 of 22
Adkins
Legendary Contributor

Re: Goodbye Credit One!

Congratulations, OP!


Last HP 08-07-2023



Message 4 of 22
Streetervillelady
Frequent Contributor

Re: Goodbye Credit One!


@ds3 wrote:

Took way too long to pull the trigger on kicking Credit One to the curb, but everytime I have tried in the past, they have waived the annual fee to keep me. Called this morning and told them no more talking me out of it, and the deed is done.

 

I will say that they did exactly what I had hoped they would, which was to help me rebuild my credit. Partly because of them, I am in far better shape than I was a few years ago, and no longer have to worry about being approved for anything.


OP, Congratulations!  You got what you paid for in that deal.




Message 5 of 22
Anonymous
Not applicable

Re: Goodbye Credit One!


@ds3 wrote:

Took way too long to pull the trigger on kicking Credit One to the curb, but everytime I have tried in the past, they have waived the annual fee to keep me. Called this morning and told them no more talking me out of it, and the deed is done.

 

I will say that they did exactly what I had hoped they would, which was to help me rebuild my credit. Partly because of them, I am in far better shape than I was a few years ago, and no longer have to worry about being approved for anything.


Good on you for dumping Credit One. Just remember to dodge their calls---the poor thing could be desperate. Smiley Happy

Message 6 of 22
morgacj2004
Valued Contributor

Re: Goodbye Credit One!

They are strictly a rebuilder just like Ollo. Not a keeper for sure and yes you will get a ton of future offers from them. JUST SAY NO. lol

AX Hilton Aspire 20k, AX Bonvoy Brilliant 15k, AX BCP 2k, AX Blue Bus Cash 15k, AX Delta Air Platinum 49k, (AU) AX Delta Gold 15k, AX Amazon Prime Bus 25k, BC Uber 29k, AKUSA FCU -10k , CITI AAdvantage Exec World Elite MC 16.5k, Discover (2) 16k, Kohls-4k, VS Comenity $3k, BofA AK Air Siggy 9.8k, WF Propel AX 5k, JCP $10k PFCU Plat Rewards Siggy 39.5k, PFCU Power Cash Rewards AX 10.5k, NFCU Flagship 50k, CLOC 15k, CITI Costco 9.5k, GAP VISA Synchrony $9k,Target MC 9k, Ulta MC Comenity 9k, Pay Pal 1k, CO Venture One 23k, US Bank Radisson Rewards Signature 10k, US Bank Fred Meyers World MC, 11k, US Bank Plat VISA 15.7k, VS Comenity 2k, 240k total available credit. Utiliz-2%, Current FICO EQ-724, EX 763,TU 802 ,Chapt 7 BK D/C 11-2012. Starting scores 520-550
Message 7 of 22
pipeguy
Senior Contributor

Re: Goodbye Credit One!

Excellent !! Congrats on dumping that vampire.

Message 8 of 22
WowCool
Frequent Contributor

Re: Goodbye Credit One!

You must be feeling like a million bucks!!! Congratulations on kicking that vermin to the curb!

Message 9 of 22
Anonymous
Not applicable

Re: Goodbye Credit One!

Congrats! I just got rid of my $200 OpenSky secured card today!

Message 10 of 22
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.