
Anonymous
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07-30-2007
04:39 AM
07-30-2007
04:39 AM
Great cards to age with???
LOL, it sounds weird but what I mean is what cards out there should people leave open at all times? A great company that you would love to see age for years and years and still have it open 20 or 30 years from now?
There are two companies I wouldn't mind aging with right now but I'm sure there are more...
American Express
Citi Bank
What do you think?
There are two companies I wouldn't mind aging with right now but I'm sure there are more...
American Express
Citi Bank
What do you think?
Message 1 of 11
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Kudos
10 REPLIES 10

Anonymous
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07-30-2007
05:35 AM
07-30-2007
05:35 AM
Re: Great cards to age with???
If you don't visit Europe regularly I wouldn't bother with AMEX , unless you can spend 6.5K on the card, to get 5% on every day purchases and 1.5% every thing else over 6.5 annually, with their blue card, it might be worth dealing with fact, that if they think you have to much available credit they will freeze your account without notice till you provide them with tax returns I may be wrong be it seems to that AMEX is losing popularity in the US, while more places seem to be taking Discover. I have learned one reason merchants would possibly shy away from AMEX, because they take their fee right off the top, like the way payal works, where as Visa and mastercard(haven't herd about Discover) send merchants a bill. I'm buying Fico Deluxe some time in August after my reports update, I'm guessing they all will be 750+ also I'm buying my Experian Vantage score just for kicks, so they can tell me how horrible my credit is, they are always my lowest score cause they get queried the most. and if my scores are that high, I'm applying for Discover More card, you can get cash with your pin at walmart just like a debit card, and it doesn't count as a cash adance
Message 2 of 11
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Kudos
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07-30-2007
11:19 AM
07-30-2007
11:19 AM
Re: Great cards to age with???
As far as scores go it really doesn't matter which CCs you have, they age the same.
jizoe182 wrote:
LOL, it sounds weird but what I mean is what cards out there should people leave open at all times? A great company that you would love to see age for years and years and still have it open 20 or 30 years from now?
There are two companies I wouldn't mind aging with right now but I'm sure there are more...
American Express
Citi Bank
What do you think?

Message 3 of 11
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Kudos
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07-30-2007
11:47 AM
07-30-2007
11:47 AM
Re: Great cards to age with???
Chase airmiles for the free flights on United. and Juniper because it reminds me of where I grew up 

And never, ever, an AMEX card 

The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Message 4 of 11
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Kudos
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07-30-2007
12:00 PM
07-30-2007
12:00 PM
Re: Great cards to age with???
How about applying for an Amex Cingular (AT&T again) Card which comes with a free FICO EX score.
MidnightVoice wrote:Chase airmiles for the free flights on United. and Juniper because it reminds me of where I grew upAnd never, ever, an AMEX card
Message 5 of 11
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Kudos
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07-30-2007
12:12 PM
07-30-2007
12:12 PM
Re: Great cards to age with???
fused111 wrote:How about applying for an Amex Cingular (AT&T again) Card which comes with a free FICO EX score.
That would be #1 on my list of the 5 cards I never want to have
AMEX #2

I was thinking of making a thread about the 5 cards you really, really don't want to have 

The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Message 6 of 11
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Kudos
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07-30-2007
12:28 PM
07-30-2007
12:28 PM
Re: Great cards to age with???
MidnightVoice wrote:fused111 wrote:How about applying for an Amex Cingular (AT&T again) Card which comes with a free FICO EX score.That would be #1 on my list of the 5 cards I never want to haveAMEX #2
I was thinking of making a thread about the 5 cards you really, really don't want to have
JK, no such Amex card!

Do it, create the thread! I bet it will turn into a huge world record size thread complete with Amex bashing! Do it! Do It!
Message 7 of 11
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Kudos
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07-30-2007
01:19 PM
07-30-2007
01:19 PM
Re: Great cards to age with???
How about the first card you ever had (unless it sucked).. I guess I'll always have my BoA since it was difficult to get any cc and they were the first to give me one.
Message 8 of 11
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Kudos
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07-30-2007
01:23 PM
07-30-2007
01:23 PM
Re: Great cards to age with???
Very true!
ccaddict wrote:How about the first card you ever had (unless it sucked).. I guess I'll always have my BoA since it was difficult to get any cc and they were the first to give me one.
Message 9 of 11
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Kudos
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07-30-2007
01:55 PM
07-30-2007
01:55 PM
Re: Great cards to age with???
I've had nothing but great experiences with Citibank, highly recommended and I think I'll keep my accounts with them for a very, very long time.
Message Edited by andyaycw on 07-30-2007 01:55 PM
Starting Score: EQ 773, TU 766
Current Score (2/25/2017): EX 813, EQ 823, TU 818
Goal Score: 800
Take the FICO Fitness Challenge
Message Edited by andyaycw on 07-30-2007 01:55 PM

Current Score (2/25/2017): EX 813, EQ 823, TU 818
Goal Score: 800
Take the FICO Fitness Challenge
Message 10 of 11
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Kudos
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