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Probably based on the scores. However one can always ask and see if they would waive the AF.
landocalrissian wrote:
When they offered me the card, HSBC gave me a Direct Rewards card with no annual fee. Hmmmm. And the limit was 1400 dollars. How do they determine who gets the annual fee and who doesnt???
@Red1Blue wrote:Probably based on the scores. However one can always ask and see if they would waive the AF.
@Anonymous wrote:
When they offered me the card, HSBC gave me a Direct Rewards card with no annual fee. Hmmmm. And the limit was 1400 dollars. How do they determine who gets the annual fee and who doesnt???