For some HD card can prove to be of those slow growers but attainable at a generally modest start line. At least from my experience. Mine was approved boo koo years ago (2014) at some arbitrary amount like 1200 or thereabouts. Following suit as many of us MyFico'ers are apt to do i called (for reconsideration of a little higher line) in to their U/W with the perfectly reasonable explaination that being a home improvement/hardware type industry (card) product, i appealed with a request for another review on that possibilty which would help make better use of it.
Well upon some questions and further review it was RE-approved for $5K and actually that was fine since already had Lowes and it was growing leaps & bounds. Stayed that way beyond first approval and eventually it even reached $10K for me.
Needless to say though, sporting a BK notation on our reports places it in that unsure position of some uncertainty to their timeline whereby if the HD Card can be approved or reconsidered if the opposite.
I wish you all success should you give it a try and getting those home improvements your counting on.
for non usage