Help With Letter From Juniper Bank

dangphuocloc72 · ‎02-27-2008

Card Services
P.O. Box 8828
Wilmington, DE 19899-8828

RE: Application ID# 15268264

Dear LOC DANG,

Thank you for your recent application for a credit card issued by Juniper Bank, member of the Barclays Group.

We regret that we're unable to approve you for a credit card account due to the following reason(s):

In order for us to proceed with your application we need you to provide additional information. A letter requesting additional information has been sent to you via the mail. If we do not receive the information from you within 30 days of the date of that letter, your application will be considered withdrawn.

For assistance with any other questions regarding this letter, please contact us at:

Sincerely,

Card Services

CAN SOME ONE TELL ME WHAT IS THIS MEAN , ARE THEY TURN ME DOWN ? THANKS A LOT . TODAY I APPLIED TWO OF THEM SAME WEB . JUNIFER . AND BOTH OF THEM SAY SAME THING . PLEASE HELP .

Message Edited by dangphuocloc72 on 02-27-2008 10:20 AM

Message Edited by fused on 02-27-2008 10:01 AM

Anonymous · ‎02-27-2008

It sounds like they are doing a manual review in considering you for credit. I would take this as a maybe, leaning toward it's a good thing.

Both Macy's and Discover did that to me(during a telephone interview). Afterwards I was approved for both.

If you want the card, I'd suggest respond to the letter.

dangphuocloc72 · ‎02-27-2008

I APPLIED DISCOVER 2 TIME THEY ALWAY TURN ME DOWN . I DON'T NEEDS THEM MUCH , BUT SOME ONE HERE SAY IT GOOD BECAUSE PRIME . THAT WHY I APPLIED , ALSO I APPLIED CITI THEY TURN ME DOWN TOO . ANOTHER ONE CHEVYCHASE BANK ( IS THIS CHASE ? DON'T KNOW ) . THEY DIDN'T TURN ME DOWN YET . SO FAR DISCOVER AND CITI TURN ME DOWN .

I CLOSED CAPITALONE . SO I NEEDS ANOTHER PRIME SO BAD AND GOOD CL .

BOFA , DISCOVER , CITI ,CHASE : ON MY LIST . DON'T KNOW WHEN CAN I HAVE ONE ?

Anonymous · ‎02-27-2008

When you app'd with discover did they consider you for direct merchants discover?

Thats what happened with me. They said we could not offer your card of choice but sent me to dm discover

Also every one comments on CCCU, palateco, and other credit unions, try those

fused · ‎02-27-2008

Thread open!

Message Edited by fused on 02-27-2008 10:03 AM