@Anonymous wrote:
Excellent points. With regards to Amex BCP, is there a higher approval threshold than BCE? I don't have any Amex and would like to start with either BCE or BCP, just want to maximize approval odds. Also does anyone know when will the CRA will update my score since I got Chase this Monday? My AAoA would go down so I want to be prepared.
They are the same and you are fine for both. I had a 69X FICO with two derogs when I got my BCP so your more than good.
I say get both. I've made a ton of money back using the Discover online mall. Get them both and garden.
I want to thank everyone for their advice. I got approved for Amex BCE! I was going to go for BCP but my year end goal is to get CSP this Fall, after I have my Chase Freedom for 6+ months. And the CSP is the only card I want to have with an AF.
It is now time for me to garden for 6months... One last question, how can I check my credit limit for the Amex? I should get it in 5-7days but would like to know if there is a way
Thanks again, this forum has been extremely helpful.
It is now time for me to garden for 6months... One last question, how can I check my credit limit for the Amex? I should get it in 5-7days but would like to know if there is a way
Thanks again, this forum has been extremely helpful.
congrats! good plan.
you can call or if you are patient enough wait for the email link to create your account. this is what I did as I did not really care. approval was important to me.
you can call or if you are patient enough wait for the email link to create your account. this is what I did as I did not really care. approval was important to me.
@Anonymous wrote:
I want to thank everyone for their advice. I got approved for Amex BCE! I was going to go for BCP but my year end goal is to get CSP this Fall, after I have my Chase Freedom for 6+ months. And the CSP is the only card I want to have with an AF.
It is now time for me to garden for 6months... One last question, how can I check my credit limit for the Amex? I should get it in 5-7days but would like to know if there is a way
Thanks again, this forum has been extremely helpful.
Just give them a call and they will tell you your limit and APR.
Hey,
Just found your post!
I was denied for too many inquiries (5 at that time), age of newest account too low (1 month old auto loan), and amount owed compared to original debt amount too high (it's my 1st statement... So of course I owed full amount
) one of the reps advised me to try in 2 months, but I think I gotta wait much longer now that I went on a spree after that.
Just found your post!
I was denied for too many inquiries (5 at that time), age of newest account too low (1 month old auto loan), and amount owed compared to original debt amount too high (it's my 1st statement... So of course I owed full amount
) one of the reps advised me to try in 2 months, but I think I gotta wait much longer now that I went on a spree after that.
Hmm I might apply for the bce next time. Thanks a lot for the advice! 