Help with AMEX!

[Anonymous]

Hi, I used to have Opima and Corporate card from AMEX in 94  both card went to collections. I am in still in gardening, my score was 545 when I start it this forum 6 months ago now i am upto 705 all three CRA.

I would like to get back with AMEX with the backdates, what shoud I do? Please help!

No collection on my CR (removed 32 collections with the help of this forum in 6 months)

Score:705 all three CR

No late

Total Limit:10500

Utilization: 8%

Aaoa: 3 year (Except Equafix shows one card since 1994 Mervins store card)

[Anonymous]

Did you ever pay Amex? If no, how long has it been since it fell off your credit reports?

[Anonymous]

No, I did't pay, went to collection in 1998, has been removed from my report since 2000

[keithB]

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@Anonymous wrote:

No, I did't pay, went to collection in 1998, has been removed from my report since 2000

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Not gonna get back in with AMEX until you pay - unless they have a change of heart, you can be blacklisted for quite awhile.

[Anonymous]

Well, you can always try...when you app it will automatically denie you and tell you that you had a previous account with them without even going to your credit report. If that happens it means you are black listed.

[Burned2manybridgesB4]

Oasis