No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
@austinguy907 wrote:You're over thinking things Mike. Just set a budget of 10% of your limit on each card or a single card per month and let it report. Just pay as normal and you'll be fine and interest free.
ok awesome, a TON simpler.. Thank you
@Anonymous wrote:Pay by the due date like normal. Dont use the card after the due date and before the statement cut if you want it to report 0 balance.
If you do use it after due date and before statement cut, you can make a payment before statement cut to try to zero the balance.
Always pay in full by due date, if you use the card between due date and statement cut some utilization will show if you dont make another payment.
thanks for clearing up some confusion for me, this really helped.. Guess I am just over thinking things. Ive never really had credit cards, or cared much about them before. But now that I am older, anywho, thanks again guys for the tips!