@Rlandon87 wrote:
Those aren't the only cards I hold, I have a total credit limit of approximately 55k. My total utilization is 73%.
Loan officer told me to just get utilization to under 50% total, credit score over 640 and we would be good.
Now I'm torn between paying off multiple accounts or spreading the love to all of them and bringing them all down under maxed out...
I can afford 2000 a month towards payments. The issue isn't the long run, it's the next 60 days to get this loan pushed through. Financially I am stable, the only reason I have high balances are due to taking advantage of 0% and the high cost of giving my DW a nice wedding...
I'm a guy BTW ; )
Oops! I don't know why I made the assumption the other way.... but you know what they say happens when you assume!
Reading the other posts, I'd suggest that I'm probably wron... wr... w.. not completely correct, and getting them under 80-90 each would be better!! Good luck, and I saw your last post, yes, please let us know how your score changed after your pay offs! (might want to post your current scores now, so that when you update them, we'll see the difference!) Often I make the mistake of saying "scores are in my sig" but then I update them every time I get a score update, so it makes my posts very inaccurate.
625 EQ FICO Current Score: 660 DCU EQ FICO/ 645 Scorewatch EQ FICO , EX FICO 664, TU FICO 737 (08/2014)
Goal Score: 700 Seedling again as of 07/29/14
