Help with amex questions

[myjourney]

---

@HiLine wrote:

I would much rather apply for the Premier Rewards Gold: same underwriting standard, much better reward structure, waived first year's annual fee, and 50,000 Membership Rewards bonus. Before the anniversary hit you can request a product change to a cheaper charge card if you find that the extra rewards are not worth the difference in annual fees.

---

I understand the AF deal which is why i'll make the switch down the road to CC but just what are those points worth? Whats the best way to use?

[Open123]

---

@myjourney wrote:

---

@HiLine wrote:

I would much rather apply for the Premier Rewards Gold: same underwriting standard, much better reward structure, waived first year's annual fee, and 50,000 Membership Rewards bonus. Before the anniversary hit you can request a product change to a cheaper charge card if you find that the extra rewards are not worth the difference in annual fees.

---

I understand the AF deal which is why i'll make the switch down the road to CC but just what are those points worth? Whats the best way to use?

---

Ideally, to use with airline travel through a carrier partner on the MR site.  The best value deals are premium class cabin seats for international destinations.  After that, it would be retail gift cards.  The worst value would be for a cash giftcard or statement credits.

[myjourney]

---

@Open123 wrote:

---

@myjourney wrote:

---

@HiLine wrote:

I would much rather apply for the Premier Rewards Gold: same underwriting standard, much better reward structure, waived first year's annual fee, and 50,000 Membership Rewards bonus. Before the anniversary hit you can request a product change to a cheaper charge card if you find that the extra rewards are not worth the difference in annual fees.

---

I understand the AF deal which is why i'll make the switch down the road to CC but just what are those points worth? Whats the best way to use?

---

Ideally, to use with airline travel through a carrier partner on the MR site.  The best value deals are premium class cabin seats for international destinations.  After that, it would be retail gift cards.  The worst value would be for a cash giftcard or statement credits.

---

Thanks Open123 got it 

[LS2982]

Looks as bad as the prepaid AMEX!

[myjourney]

LS its really bad

---

@LS2982 wrote:

Looks as bad as the prepaid AMEX!

---

[Open123]

---

@myjourney wrote:

LS its really bad

---

@LS2982 wrote:

Looks as bad as the prepaid AMEX!

---

---

It's even worse now since he's blown it up.

[myjourney]

Its haunting me Lol

[LS2982]

Somebody should app for that card just so it can get the blender R.I.P youtube style

[myjourney]

Certainly not me no thanks

[CreditScholar]

It's honestly the ugliest card Amex offers, and I can't think of another card from the major lenders that looks worse than that.