In March I received the Hilton Surpass with a SL of $5k. On the 61st day I got the 3x CLI to $15k. My plan was to go for another 3x ($45k) in December. My last baddie, a 2 yr old foreclosure, comes off next month and I'm hoping to be mid 700s. I also I'm thinking about getting EDP after I close on the house next week. So what would be better? If I get the EDP next week then I could choose which card to CLI in December. Or would I be better off to wait until December, ask for the $45k on the Surpass, trigger the 4506 and app for the EDP after they receive the 4506.