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Hey!

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kclb
Regular Contributor

Re: Hey!



@fused wrote:


@kclb wrote:
"luv button?" What's that? The only luv button I know will probably BAN my butt if I say it on here. hahahhaha.

Luv button = Amex's CLI increase button online



Oh, I see. Once I receive the Amex, I intend to use it often. Possibly between 300-500 a month for bills. Should I click the luv button on the 30th day or establish a longer history for a higher loc? Thanks.

-
EX - 677 | EQ - 714 | TU - 724 as of December 4, 2013.
-
CC - Bank Of Hawaii - Hawaiian Airlines - $1500 / AMEX - Costco - $1200 (Nov '13) / Discover IT - $1200 / Aloha Pacific Credit Union - $3000 / AMEX - Blue - $6500 (authorized user) / Chase - CSP - $5000 (Dec '13)
-
Closed Accounts - AMEX Platinum.
Message 41 of 47
fused
Moderator Emeritus

Re: Hey!

Amex allows CLI requests once every 30 days +1 minute. Asking for too much in a short period of time can result in an Amex FR. This is what I did. I got my Blue card in 12/06 with an initial CL of 4.7K, after having the card for about 6 weeks I tapped the luv button and raised my limit to about 7 or 7.5K. After this I hit the luv button once every 6-8 weeks and now I'm up to 20K. I was lucky, every time I was given an instant approval online. What's your current limit? 
Message 42 of 47
kclb
Regular Contributor

Re: Hey!



@fused wrote:
Amex allows CLI requests once every 30 days +1 minute. Asking for too much in a short period of time can result in an Amex FR. This is what I did. I got my Blue card in 12/06 with an initial CL of 4.7K, after having the card for about 6 weeks I tapped the luv button and raised my limit to about 7 or 7.5K. After this I hit the luv button once every 6-8 weeks and now I'm up to 20K. I was lucky, every time I was given an instant approval online. What's your current limit?



They approved me for 2K for my initial LOC. I was surprised by that cause that's the highest I've ever gotten. It's been always 500-1000. I was thinking about using it often and paying it off in full each month. I'm thinking about putting my Amex has a high usage card. I have citicard, aloha fcu cc, victoria secret store card, and debit card. I don't think I'll hit 20k but I'd like to be anywhere between 5k-10k within a year? I hope I'm realistic. ha.

-
EX - 677 | EQ - 714 | TU - 724 as of December 4, 2013.
-
CC - Bank Of Hawaii - Hawaiian Airlines - $1500 / AMEX - Costco - $1200 (Nov '13) / Discover IT - $1200 / Aloha Pacific Credit Union - $3000 / AMEX - Blue - $6500 (authorized user) / Chase - CSP - $5000 (Dec '13)
-
Closed Accounts - AMEX Platinum.
Message 43 of 47
fused
Moderator Emeritus

Re: Hey!

Amex loves card holders like you who make big payments and PIF. You should get whatever you want within 6 months.
Message 44 of 47
kclb
Regular Contributor

Re: Hey!



@fused wrote:
Amex loves card holders like you who make big payments and PIF. You should get whatever you want within 6 months.



That's what I'm talkin' about! hahahah. Whea you from on the island? I stay in Maikiki. ha.

-
EX - 677 | EQ - 714 | TU - 724 as of December 4, 2013.
-
CC - Bank Of Hawaii - Hawaiian Airlines - $1500 / AMEX - Costco - $1200 (Nov '13) / Discover IT - $1200 / Aloha Pacific Credit Union - $3000 / AMEX - Blue - $6500 (authorized user) / Chase - CSP - $5000 (Dec '13)
-
Closed Accounts - AMEX Platinum.
Message 45 of 47
fused
Moderator Emeritus

Re: Hey!



@kclb wrote:


@fused wrote:
Amex loves card holders like you who make big payments and PIF. You should get whatever you want within 6 months.



That's what I'm talkin' about! hahahah. Whea you from on the island? I stay in Maikiki. ha.

Da border of Kaimuki/Kapahulu!
Message 46 of 47
kclb
Regular Contributor

Re: Hey!



@fused wrote:


@kclb wrote:


@fused wrote:
Amex loves card holders like you who make big payments and PIF. You should get whatever you want within 6 months.



That's what I'm talkin' about! hahahah. Whea you from on the island? I stay in Maikiki. ha.

Da border of Kaimuki/Kapahulu!



Represent!!! 8o8!

-
EX - 677 | EQ - 714 | TU - 724 as of December 4, 2013.
-
CC - Bank Of Hawaii - Hawaiian Airlines - $1500 / AMEX - Costco - $1200 (Nov '13) / Discover IT - $1200 / Aloha Pacific Credit Union - $3000 / AMEX - Blue - $6500 (authorized user) / Chase - CSP - $5000 (Dec '13)
-
Closed Accounts - AMEX Platinum.
Message 47 of 47
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