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Highest Limits?

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Anonymous
Not applicable

Highest Limits?

Looking through my CR and seeing limits that I've had in the past. My highest was a Chase card with $81k. I had some high limit AMEX cards but for some reason they aren't listed on the report. It took me a long time to get up that high. Now, $750. is the highest.  Back to the bottom and climbing again! 

Message 1 of 20
19 REPLIES 19
jsucool76
Super Contributor

Re: Highest Limits?

81k? 

 

Well....my cap1 is 1/27th of the way there, so HA Smiley Tongue haha. Climbing is always fun, just make sure you don't fall Smiley Very Happy

Message 2 of 20
lithium78
Established Contributor

Re: Highest Limits?

I've never had a card with a CL higher than $2000.  I could probably get a CLI at this point with one of my cards, but I don't want to take a hard pull.  I'm waiting to get a mortgage next year.  I sure wish one of my cards would give me an auto CLI, though.


Starting Score: TU: 566
Current Score: TU: 741 (Discover FICO); EQ: 755 (MyFico) EX: 774 (FAKO)
Goal Score: 800

Take the FICO Fitness Challenge
Message 3 of 20
jamesdwi
Valued Contributor

Re: Highest Limits?


@lithium78 wrote:

I've never had a card with a CL higher than $2000.  I could probably get a CLI at this point with one of my cards, but I don't want to take a hard pull.  I'm waiting to get a mortgage next year.  I sure wish one of my cards would give me an auto CLI, though.


Try for a Walmart CLI its always a soft pull and availible every 4 months.

 

 

Cards: Chase Southwest 20k & CSR 17k & CSP 10k & FNBO 30k Oregon Duck 5k, & AMEX BCP 32.5k & Amex Magnet 15k&amg; Hilton Surpass 7.5k & Delta Gold 12k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 20k, Paypal Extras MC 10k, Paypal Credit 7.25k CapOne Venture 15k, QS 2.5k, QS 750, Amazon 10k, Walmart 10k, Citi Simplicity 18k, Discover IT 23k and a nice stack of store cards.
Landmarkcu Personal Loan 10k
Message 4 of 20
Anonymous
Not applicable

Re: Highest Limits?

I used to use my cards for some purchases for my company so they got a lot of use.  The limits kept going up.  Delta Sky Miles were great! I wish I would have watched my scores to see how that use affected them back then. 

Message 5 of 20
lithium78
Established Contributor

Re: Highest Limits?


@jamesdwi wrote:

@lithium78 wrote:

I've never had a card with a CL higher than $2000.  I could probably get a CLI at this point with one of my cards, but I don't want to take a hard pull.  I'm waiting to get a mortgage next year.  I sure wish one of my cards would give me an auto CLI, though.


Try for a Walmart CLI its always a soft pull and availible every 4 months.

 

 


I tried after six months and Walmart still wouldn't give me a CLI.  They didn't even give me a counter-offer.  I think they've changed things over at GECRB lately.


Starting Score: TU: 566
Current Score: TU: 741 (Discover FICO); EQ: 755 (MyFico) EX: 774 (FAKO)
Goal Score: 800

Take the FICO Fitness Challenge
Message 6 of 20
LS2982
Mega Contributor

Re: Highest Limits?


@lithium78 wrote:

@jamesdwi wrote:

@lithium78 wrote:

I've never had a card with a CL higher than $2000.  I could probably get a CLI at this point with one of my cards, but I don't want to take a hard pull.  I'm waiting to get a mortgage next year.  I sure wish one of my cards would give me an auto CLI, though.


Try for a Walmart CLI its always a soft pull and availible every 4 months.

 

 


I tried after six months and Walmart still wouldn't give me a CLI.  They didn't even give me a counter-offer.  I think they've changed things over at GECRB lately.


What was your util. at the time you asked?

 




EQ FICO 548 3/3/16
Message 7 of 20
irving_magik
Regular Contributor

Re: Highest Limits?

81K, damn.... hope to be there one of these day. Right now I'd settle for anything above 3k... but still rebuilding.

 

 

Have you thought about the Discover more card?

Fico Scores: TU 700 (10/12/2016) EQ 729 (10/01/2016) EX 713 (10/01/16)

AMEX BCP $25,000 (opened 09/2012) - Citi TYP $12,000 (opened 12/2012) Chase Sapphire Preffered $6000 (opened 09/2012)
Message 8 of 20
jsickz32
Valued Contributor

Re: Highest Limits?

81k damn...

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 9 of 20
CK_Charles_Lover
Regular Contributor

Re: Highest Limits?

Amex BCE is 19,500. US AIR (Barclays) just had highest instant approval at $10,000 this week. 

Trans Union Fico (Walmart) ,690 Experian Fico (Amex) 686(Opened 3 new accounts this month. In the Garden)


AMEX BCE ($19,500) AMEX PRG -(NPSL), BARCLAYS US AIR PREMIER WORLD ($10,000), BOA CASH REWARD -($6,000), CITI HILTON RESERVE SIGGY-(5,000), WALMART DISCOVER ( $5,800), CITI DIAMOND ($4,700), CITI DIVIDED WORLD ($4,500), AMAZON STORE($5,000), NORDSTROM VISA SIG($5,000), PAYPAL STORE ($4,000) Amex Delta Gold ($2000)
Message 10 of 20
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