Hit a snag with Capital One CLI

merlinflex · ‎06-26-2015

Back on 12/25/15 I hit the luv button for two of my older CAP1 cards, got $2 CLI for each one.

Got the Venture One card in Feb with a SL of $30K and earlier this month got a $3K CLI.

Small balances on the other two ones, less than a hundred dollars and let them get auto pay the past two months as I wanted to have a balance on them.

Just tried today, 6mos from 12/25/15, and denied because "Your average monthly payment has been too low:

DAMMIT.

So I paid both off today and will clear tonite. $22.78 for one and $82.03 for the other.

minimum on both is $15.00, which I let pay over the last two months. No use on either card for 3 months or so.

Any chances I can get a CLI on either Sat or Sun after the above min payment posts tonight?

TIA

taxi818 · ‎06-26-2015

@merlinflex wrote:
Back on 12/25/15 I hit the luv button for two of my older CAP1 cards, got $2 CLI for each one.

Got the Venture One card in Feb with a SL of $30K and earlier this month got a $3K CLI.

Small balances on the other two ones, less than a hundred dollars and let them get auto pay the past two months as I wanted to have a balance on them.

Just tried today, 6mos from 12/25/15, and denied because "Your average monthly payment has been too low:

DAMMIT.

So I paid both off today and will clear tonite. $22.78 for one and $82.03 for the other.

minimum on both is $15.00, which I let pay over the last two months. No use on either card for 3 months or so.

Any chances I can get a CLI on either Sat or Sun after the above min payment posts tonight?

TIA

Don't worry of it. I got same thing on my quicksilver. I triple my minimum payment and boom instant cli.

merlinflex · ‎06-26-2015

@taxi818 wrote:
@merlinflex wrote:
Back on 12/25/15 I hit the luv button for two of my older CAP1 cards, got $2 CLI for each one.

Got the Venture One card in Feb with a SL of $30K and earlier this month got a $3K CLI.

Small balances on the other two ones, less than a hundred dollars and let them get auto pay the past two months as I wanted to have a balance on them.

Just tried today, 6mos from 12/25/15, and denied because "Your average monthly payment has been too low:

DAMMIT.

So I paid both off today and will clear tonite. $22.78 for one and $82.03 for the other.

minimum on both is $15.00, which I let pay over the last two months. No use on either card for 3 months or so.

Any chances I can get a CLI on either Sat or Sun after the above min payment posts tonight?

TIA
Don't worry of it. I got same thing on my quicksilver. I triple my minimum payment and boom instant cli.

Great to hear. I am paying off the $22.78 since it is so low. The $82.03 has a $15 min payment and I am paying $60.00 on it today.

Should I wait a day or so after the payments post? should be tomorrow, Saturday, or should I wait until Sunday? Any thoughts?

taxi818 · ‎06-26-2015

Give it 3-5 days. Then boom

merlinflex · ‎06-26-2015

@taxi818 wrote:
Give it 3-5 days. Then boom

Sweet! I will just put in my calendar to do it next weekend! Thanks, much appreciated!

ddemari · ‎06-26-2015

I have tried to get a cli on quicksilver visa, card is 11 months old and havent received one.

The response is payments too low, i have been paying about 125 a month and my balance is down to 600. Im going to push an additonal payment through and hope it works

morgacj2004 · ‎06-26-2015

So I was under the impression that Cap One only gives CLI every 6 months? Have any of you been able to get increases more frequently than that.? I got my Venture card In February and req a CLI a couple of days ago. Status is pending? When will they let me know?

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merlinflex · ‎06-26-2015

@morgacj2004 wrote:
So I was under the impression that Cap One only gives CLI every 6 months? Have any of you been able to get increases more frequently than that.? I got my Venture card In February and req a CLI a couple of days ago. Status is pending? When will they let me know?

99% of the time, "pending" means a no go. I got my Venture One in Feb at $30K and just a few weeks ago did a CLI request and got a $3K CLI, only after 4 months and about $8K in spend.

thetruthsince82 · ‎07-08-2015

@merlinfix so what happened?!!!

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merlinflex · ‎07-08-2015

@thetruthsince82 wrote:
@merlinfix so what happened?!!!

Have not done yet again, statements close tomorrow and each card has about $200 on there from some recent use, soon as the minimum payment pops up, will pay $100 to each asap, give it another day or two to cycle through and register and then try get a CLI. I will update!