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With 13 INQs in the last month, it was BOUND to happen.
I actually applied online TWICE with BB:
I did the BB MasterCard app first, but didn't get it b/c of the awful Orchard MC I accepted just last month.
Then to get it all out of my system, I filled out the app for a store account w/ the 18 month financing and was denied:
TOO MANY INQUIRIES
I know that they automatically review you for the RZMC if you don't get the store card. And, of course, they said I wasn't eligible for that offer either.
I got out of hand with apps, but since I won't be needing a mortgage or buying a car, I'm not stressed about it at all.