Hooters Question

[Breakthecycle2]

Just a basic one. Do you think I would have a shot a getting approved with my scores?

[Red1Blue]

Last May I got approved for $1k CL with scores around your scores. I do not know with the current credit conditions how Hooters is treating new apps.

[Drefrombk]

I would say you have a good chance. I just agot approved with your sccores. I have a lot of lates and CO. They approved me for $500 72AF and 25.% APR.. Go for it GL

[Breakthecycle2]

I really want to but i am two for two this week (Orchard and Target Red) and don't want to risk putting myself in  a bad mood...lol

[Breakthecycle2]

Bump.

[MsKiwi]

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@Breakthecycle2 wrote:
I really want to but i am two for two this week (Orchard and Target Red) and don't want to risk putting myself in  a bad mood...lol

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I applied in may of this year with scores similar to yours and was denied. The letter stated I needed to call for the reason, but I decided I probably wouldn't get anywhere so I never made the call.

If you have a recent mortgage I would advise against apping for the card.

[Breakthecycle2]

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@MsKiwi wrote:

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@Breakthecycle2 wrote:
I really want to but i am two for two this week (Orchard and Target Red) and don't want to risk putting myself in  a bad mood...lol

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I applied in may of this year with scores similar to yours and was denied. The letter stated I needed to call for the reason, but I decided I probably wouldn't get anywhere so I never made the call.

If you have a recent mortgage I would advise against apping for the card.

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Did you have a recent mortgage when you applied?

[MsKiwi]

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@Breakthecycle2 wrote:

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@MsKiwi wrote:

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@Breakthecycle2 wrote:
I really want to but i am two for two this week (Orchard and Target Red) and don't want to risk putting myself in  a bad mood...lol

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I applied in may of this year with scores similar to yours and was denied. The letter stated I needed to call for the reason, but I decided I probably wouldn't get anywhere so I never made the call.

If you have a recent mortgage I would advise against apping for the card.

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Did you have a recent mortgage when you applied?

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No. I do have some negatives on my report. If your report is clean, you may have a better chance than I did.

[Breakthecycle2]

What kind of baddies? Ihave two CO's.

[MsKiwi]

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@Breakthecycle2 wrote:
What kind of baddies? Ihave two CO's.

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If you have 2 co's your in better shape then I am. I have mostly medical co's from 2 years ago. I also have a paid pr that was supposed to be removed that I have to work on.  Depending on how old your co's are and what they are you may stand a chance.