@Jbb2788 wrote:
Has anyone ever heard of this card? Is it legit? I received an email from they that says I'm pre approved, only $500 bucks although it does say it is always 0%apr so I could use it for some things if I needed to carry a small balance for a period of time. Anyway, any reviews?
Not legit. You can only buy from their store. From NerdWallet:
Horizon Credit Card: Also known as the Horizon Gold, this is one of the most misleading cards. It promises a “guaranteed $500 unsecured credit limit,” and no credit check, but the card is only a version of a retail credit card, useable only at the Horizon Outlet. It doesn’t help rebuild your credit, and comes with any number of heavy fees. Many consumers complained that they were unable to cancel the card when they found out they’d been had. Buried in the disclosures is this warning: “Horizon Card Services is not a credit services organization, banking institution or insurance company.” Just as Horizon isn’t a bank, its card isn’t a credit card.
