Household CLI

[Anonymous]

Household gave me a CLI of 20$ LMAO on their 2% back mastercard.

it now has a 320$ limit.

Its always maxed out (i am in a financial pickle right now) when my student loan money comes in Im paying my 1100$ in credit card debt among three cards off. 

But why would they give me a CLI on a maxed out card that always is maxed? and when they tack their finance charge on, it goes over the limit.

any logic behind this?  The card is only three months old. They want more money huh? lol 

[Anonymous]

Maybe it was a typo on their part, but you really should try to bring down the balance, it puts a strain on your scores

[Anonymous]

On my income right now, I cant. In about three months when that check comes I will get them down.

[Anonymous]

I think it's in their best interest for your card to be maxed out. Given the lower limit, it's minimal financial risk to them in case it charges off, and they also get to make a bit more interest.