How Hard of a Hit on my score

[Anonymous]

I have 3 credit cards that have a low limit (First Premier Visa  CL 450; First Premier MC  CL 475;  CreditOne Bank  Visa  CL  750).  The FPs are older (more than 7 yrs) but the CreditOne is about 18 months.  The FP's charge 7.00 a month fee and the CreditOne just imposed a 8.99/mo  fee.  I do not have any outstanding balances on either of the three and do have 4 Capital Ones (3 with AAoA about 8 to 10 yrs, 1 of them is 2 yrs) and their total CL combined is 12K.

I am waiting for another HP by our mortgage lender once our house is build and ready to close, so obviously I don't want to lower my score.  We got FHA and I do have some wiggle room as my last FICOs were in the mid 700's.  Should I just wait another 6 to 9 months until we close before cancelling these cards?

[Simply827]

Negligible if any. 

The cards will still stay on your report even when closed, continuing to help your AAoA. Since you have 12k in additional credit, you won't get a UTL hit.

Close them today.

[coldnmn]

+1 Close them