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When I activated my Platinum yesterday it offered Pay over Time.

Message 11 of 14

Why would you want this? 18.24% and it makes your charge card report as revolving for FICO.

Message 12 of 14

@Anonymous wrote:
When I activated my Platinum yesterday it offered Pay over Time.

+1, me too.

Message 13 of 14

@rlx01 wrote:
Why would you want this? 18.24% and it makes your charge card report as revolving for FICO.

what's the downside to having it report as a revolver? i have the 50k PRG offer and will app soon.

i guess the positives would be utilization and "emergency shows up and can't pay off the full months spend"

what are the issues accepting the pay over time?

Message 14 of 14