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How Many Credit Cards Do YOU have?

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Anonymous
Not applicable

Re: Please Reply: How Many Credit Cards Do YOU Own?


@mxp114 wrote:


I assume you make well over $100,000 a year for this level of potential exposure? Just curious because I haven't seen anyone on here with that level. If not, how do you get limits that high on a sub-six figure income?



The first part. Smiley Wink

 

I'd say about two thirds of them I requested highest approved limits at present time through income verification, and the rest (mostly the $10,000-$15,000 range) simply followed suit after the other limits were raised, or were approved at said limits.

Message 151 of 653
drkaje
Senior Contributor

Re: Please Reply: How Many Credit Cards Do YOU Own?

Five. I plan on canceling one next year and asking Citi to combine two cards..


Starting Score: 675
Current Score: EX 753 FICO, EQ 737FICO, TU 738
Goal Score: 776 FICO


Take the FICO Fitness Challenge
Message 152 of 653
Anonymous
Not applicable

Re: How Many Credit Cards Do YOU have?

I have five. And want to move to 7

 

1. chase amazon visa

2. fidelity(BoA) amex

3. discover more

4. citi forward

5. citi dividend student

 

future 2:

amex bcp

chase freedom

 

I want to PC my citi dividend to the one that gets 5% in quarters like the freedom and more.

I was denied amex bcp and denied zync so I applied for a gold card instead! We will see.

Message 153 of 653
mAndrew1980
Established Contributor

Re: Please Reply: How Many Credit Cards Do YOU Own?

Cap1 Platinum     - 500CL

 

Cap1 Cash Back  -500CL

 

 

Yes, every one -- you too can build a ballin' credit portfolio like me if you play your cards right. I can walk into any used Kia dealership in America and walk away with a car for only 27% APR with $10,000 down.

Transunion: 713 FICO (5/13/2014) MyFico
Experian: 789 FICO (4/10/12) Lender Pull
Equifax: 695 FICO (1/10/14) MyFico

My cards: Chase United Mileage Plus 7000CL (3/12), CITI Simplicity 1800CL (9/12), Cap1 Platinum 1000CL (2/10), Cap1 Cash back 1500CL (11/11), Apple Barclay's 2500CL (11/11), Discover IT 6000CL (5/13)

My Primary Financial Goal is to put down my utl%.



Message 154 of 653
OptimalCS
Frequent Contributor

Re: How Many Credit Cards Do YOU have?

Waw !!

"Wisdom is the principal thing..."
Message 155 of 653
LS2982
Mega Contributor

Re: Please Reply: How Many Credit Cards Do YOU Own?


@mAndrew1980 wrote:

Cap1 Platinum     - 500CL

 

Cap1 Cash Back  -500CL

 

 

Yes, every one -- you too can build a ballin' credit portfolio like me if you play your cards right. I can walk into any used Kia dealership in America and walk away with a car for only 27% APR with $10,000 down.



Stop being so hard or yourself Smiley Very Happy

 

 I got 11% and 1.000 down on my truck and I still think thats bad.




EQ FICO 548 3/3/16
Message 156 of 653
scottwagnon
Valued Contributor

Re: Please Reply: How Many Credit Cards Do YOU Own?


@Anonymous wrote:

 

I posted here before, but I figured I'd post an update for new cards, plus limits.

 

Citi AAdvantage World Elite MasterCard - $50,000.

Citi Forward Visa Card - $23,000.

Citi Thank You World Elite MasterCard - $19,000.

Citi Thank You American Express Card - $13,800.

Citi Shell Platinum MasterCard - $10,000.

Citi Home Depot Store Card - $17,000.

Navy Federal Platinum Visa Card - $30,000.

Navy Federal nRewards Visa Card $30,000.

American Express Green Card - $N/A.

American Express Blue Preferred - $16,000.

Ameriprise World Elite MasterCard - $15,000.

Chase Sapphire Preferred - $21,000.

Chase Freedom Visa Card - $20,000.

Bank of America American Express Card - $40,000.

Nationwide Personal Visa Card $17,500.

Nationwide Business Visa Card - $12,000.

ChevronTexaco Visa Card - $11,300.

HSBC Platinum MasterCard with Cash or Fly Rewards - $9,500.

U.S. Bank FlexPerks SelectRewards Visa Card - $28,000.

U.S. Bank Premier Line of Credit Platinum Access Visa Card - $25,000.

Wells Fargo Platinum Visa - $7,700.

 

I have other cards... I just can't think of them right now... the quandaries of a credit whore, I know, lol... Smiley Wink

 

Edit: For some reason this keeps saying I'm quoting something, which I'm not, just to say. O.o


you forgot discover MORE - 12000. i know you left out some unsecured LOC's too. What is your EX or EQ FICO score? or what is your TU VantageScore? would love to know.

 

WOW. you and 06 blow my mind (haven't seen him on here in awhile). wow what is that total credit limit? 800k? thats more than anyone ever on this site. let us know when you break the million mark. and you are in your early twenties. WOW! i bet you will scale all the way to the top. do you live in NYC or LA?

earth air water fire master visa express discover
Message 157 of 653
LS2982
Mega Contributor

Re: Please Reply: How Many Credit Cards Do YOU Own?

10. Too many right now. Pruning in the works.




EQ FICO 548 3/3/16
Message 158 of 653
DrJim
Frequent Contributor

Re: How Many Credit Cards Do YOU have?

Keeping it simple:

 

Navy FCU $15,000

Wells Fargo $13,500

AMEX Gold Delta $6,000

 

I don't plan on getting any more cards, just going to get AMEX up to $15K - $20K and use it for my everyday card.

 

Why does anyone need anything more?

 

I do have a Care Credit from 5 years ago with a $3,500 limit but have never even had the actual card - my wife opened it while I was in Iraq.



Starting Score: TU 672 EQ 654 10/20/09
Current Score: TU 775 EQ 783 EX 799 (PLUS)
AMEX Delta Platinum $35K, NFCU Visa Signature $30K, HHonors Reserve Visa $35K, WF $13.5K, IHG Rewards Club MC $25K
Message 159 of 653
android01
Valued Contributor

Re: Please Reply: How Many Credit Cards Do YOU Own?

9 with a total CL of  $140,500. 

 

 

EQ Fico 8 - 850
TU Fico 8 - 850
EX Fico 8 - 850
Message 160 of 653
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