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How Often Does Amex Soft You?

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shane82388
Established Contributor

Re: How Often Does Amex Soft You?

i got my Experian report with softs by requesting a credit report directly from Experian because of a decline of credit.

Message 11 of 30
09Lexie
Moderator Emerita

Re: How Often Does Amex Soft You?

Message 12 of 30
Crashem
Valued Contributor

Re: How Often Does Amex Soft You?

You will see more SPs from Amex if you have charge card you are actively using. One of the ways they help determine your NPSL
               LIMITS IN CARD DESCRIPTIONS
Message 13 of 30
shane82388
Established Contributor

Re: How Often Does Amex Soft You?


@Crashem wrote:
You will see more SPs from Amex if you have charge card you are actively using. One of the ways they help determine your NPSL

Ah well that would explain that i guess...I have a Green card that i kind of have to use since my Freedom only has $1000 limit and i spend more than that each more obviously...

Message 14 of 30
resilient
Established Contributor

Re: How Often Does Amex Soft You?


@Crashem wrote:
Didn't think Amex blacklist resulted in hp.

My letter, which I threw away, was proof that they blacklisted me, and hard pulled my Experian. I'm going to try to go and find it.

Amex Platinum Amex PRG Amex Hilton Surpass ($7k) Citi AAdvantage WEMC ($20k) Citi Hilton Honors VS ($6.8k) Dillard's Amex ($7.5k) Discover it ($6.5k) FNBO Chrysler MC ($30k) Military Star Card ($4.8k) Nordstrom VS ($25k) PenFed Power Cash Rewards VS ($20.5k) Ritz-Carlton VI ($54.5k) Starwood Preferred Guest Amex ($10k) Susan G. Komen WMC ($38k) Kinetic CU Visa ($10k) US Bank Cash + VS ($16k) Sears MC ($6k) USAA Limitless VS ($15k) Walmart MC ($7.5k) AAdvantage Aviator Silver WEMC ($11.3k)
Message 15 of 30
youngandcreditwrthy
Senior Contributor

Re: How Often Does Amex Soft You?

Sp^ lol
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 16 of 30
Crashem
Valued Contributor

Re: How Often Does Amex Soft You?

Remember they laundry list reasons. But interesting to know about blacklist if you are right. What was your score at the time and for what card?
               LIMITS IN CARD DESCRIPTIONS
Message 17 of 30
resilient
Established Contributor

Re: How Often Does Amex Soft You?

 The day I applied last year....
         
 
 
AMEX
     
 Business NameAMEX  
 Inquiry Date9/20/2012  
 Business TypeBank Credit Cards  
800-874-2717 Mailing Address: PO BOX 981537   EL PASO, TX 79998 
Amex Platinum Amex PRG Amex Hilton Surpass ($7k) Citi AAdvantage WEMC ($20k) Citi Hilton Honors VS ($6.8k) Dillard's Amex ($7.5k) Discover it ($6.5k) FNBO Chrysler MC ($30k) Military Star Card ($4.8k) Nordstrom VS ($25k) PenFed Power Cash Rewards VS ($20.5k) Ritz-Carlton VI ($54.5k) Starwood Preferred Guest Amex ($10k) Susan G. Komen WMC ($38k) Kinetic CU Visa ($10k) US Bank Cash + VS ($16k) Sears MC ($6k) USAA Limitless VS ($15k) Walmart MC ($7.5k) AAdvantage Aviator Silver WEMC ($11.3k)
Message 18 of 30
JonStur
Established Contributor

Re: How Often Does Amex Soft You?


@09Lexie wrote:
@shane82388

I have the same exact dates on my cr.

They softed me on the 8/28 and 8/30....


Starting Score: TU 595 EX 600 EQ 585
Current Score: TU 820 EX 825 EQ 812
Goal Score: 800 Club (Mission Accomplished)

Amex Platinum, Amex BCP $17.5K, 5/3 Sig $10K, Capital One Quicksilver 15K, Walmart 10K, US Bank Cash+ 15K, Sam's Club 10K, Chase Freedom $6K, Discover More $15K, Chase United Club MileagePlus $33K, Costco $6K, CapOne Quicksilver One $7K, Cap One Quicksilver $5K, Amazon $3K, Barclays $12.5K, Home Depot $7.5K, AppleCard $6K
Message 19 of 30
resilient
Established Contributor

Re: How Often Does Amex Soft You?

 This is from one alias of American Express.
 AMERICAN EXPRESS
  
 Address: 19640 N 31ST ST. AVE PHOENIX AZ 85027 No phone number availableDate of Request: 08/14/2013 08/08/2013 08/04/2013 07/13/2013 07/04/2013 07/03/2013 06/10/2013 06/07/2013 06/05/2013 05/28/2013 04/03/2013 03/07/2013 03/01/2013 02/01/2013 01/11/2013 12/18/2012 12/05/2012 12/04/2012 11/23/2012 11/22/2012 11/11/2012 11/10/2012 10/14/2012 10/12/2012 10/10/2012 10/07/2012 09/28/2012 09/26/2012 08/03/2012 05/05/2012 05/04/2012 10/18/2011 10/08/2011 10/04/2011 10/02/2011 09/03/2011
 
Amex Platinum Amex PRG Amex Hilton Surpass ($7k) Citi AAdvantage WEMC ($20k) Citi Hilton Honors VS ($6.8k) Dillard's Amex ($7.5k) Discover it ($6.5k) FNBO Chrysler MC ($30k) Military Star Card ($4.8k) Nordstrom VS ($25k) PenFed Power Cash Rewards VS ($20.5k) Ritz-Carlton VI ($54.5k) Starwood Preferred Guest Amex ($10k) Susan G. Komen WMC ($38k) Kinetic CU Visa ($10k) US Bank Cash + VS ($16k) Sears MC ($6k) USAA Limitless VS ($15k) Walmart MC ($7.5k) AAdvantage Aviator Silver WEMC ($11.3k)
Message 20 of 30
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