How Soon To Ask Discover For a CLI

[jsickz32]

I also have a 1700cl. First months card only saw 200-300 charges a month. Last month i maxed it in hopes i get a auto cli. But my 6th month ended yesterday amd so far nothing

[jsickz32]

My luv button is on the drop down menu.

[Sitori]

are you serious??? what in the world!  I dont get it

[ObeyJohnny12]

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@Sitori wrote:

So is this done completely randomly? It seems everyones answers are different. is it based on your usage, if you PIF, carry a balance, length the account's been open or what?? lol 

I just got mine in november and put a pretty hefty dent in it over the holidays. I only have a 1700 CL, charged around 1400 and after paying a bit im down to 1000 but will pay it off in the next few weeks.(i hope).  I wonder if  running it up that high and then paying it down so fast will have some sort of affect on it. Some say to always PIF and some say dont. Who knows...its so confusing. Does the overall UTL (on all your CCs) have an impact on your increases? I was thinking about applying for another card, such as walmart, just  because i know they will start me off with a high limit and it'll help my overall UTL since I will barely use it. Is that a good idea if I have a high UTL usage right now?

BTW...Do you just periodically check to see if the CLI increase button is on your main page?  or is it in that drop down menu? If you click on it, do they automatically do  a SP to give you an answer?

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Yeah i'm guessing it varies by individual.  My card sits at 2500 and i used it pretty heavily during the last months and I tried carrying a balance to see if it would help but nothing. Right now it's at 0 balance so I'm hoping for an increase soon. It's always better to have UTL around 5% or so when applying for new cards. Better chance of being approved. 

[nickn86]

I've had the card since February and never gotten an increase.  I've run about $6,000 through it and am not carrying a balance right now. 

I'm not sure what the reason is.  It might be because I maxed the card out right before the summer (had to pay rent for expensive NYC summer housing upfront).  I paid that off in full with 6 weeks or so though (after I got my first summer paycheck), but maybe just having it maxxed once raised red flags  I've also often carried a (small-ish) balance on it because it is still 0% APR.  I'd like an increase, but I'm not really too worried about it--I have enough available credit right now where it is unlikely that I'll go over 10% utilization in a given month, and it is doubtful I will need to put more than 500 or so on the Discover per month.

[Anonymous]

I can only to hope to get one come my 6 months. They are strange and stingy with cli's I see.