How To Raise Your Fico The Most When It's Time To Make Large Payments

[Anonymous]

Hi How do you raise your fico score the most when you are ready to make large payments? I have have a few credit accounts with different limits and balances. What do you think is the best way to pay them and raise my fico score? The examples I thoughts so far or paying two to 50% or one to 30% or one to 10%. Does fico mostly look at the overall balance or is there an art to it? I'll be paying 9k or more. I welcome all feedback, I'm sure it will be informative to others as well. Thank you very much! Have a great day, Jor

[haulingthescoreup]

Almost every post by the veterans that I've seen says that each individual account should be as low as possible, ideally under 10%, AND all your total revolving balances should be under 10% of your total CL. I have also seen that on my "things you are doing right" comments on my FICO scores.

If you have beaucoup bucks, leave 1-4% on each. This intrigues the heck out of FICO, resulting in maximum score boost.

Message Edited by haulingthescoreup on 09-29-2007 05:12 PM

[fused]

I agree with haulingthescoreup (wow this is a long username).

[haulingthescoreup]

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@fused wrote:

I agree with haulingthescoreup (wow this is a long username).

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I think it's Brammy who sometimes calls me HTSU. I bet I've gone to the abbreviations list 4 times looking that up, lol.

[MidnightVoice]

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@fused wrote:

I agree with haulingthescoreup (wow this is a long username).

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huscup?

[haulingthescoreup]

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@MidnightVoice wrote:

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@fused wrote:

I agree with haulingthescoreup (wow this is a long username).

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huscup?

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Whenever Brammy calls me HTSU, I think hit-soo, once I figure out that it's my name, instead of Household Trans Security Universal or something. I think I like "huscup" better, though--thanks!

Message Edited by haulingthescoreup on 09-30-2007 03:15 PM

[Anonymous]

LOLROTF!