How accurate is Bank Of America Credit card offers?

[Anonymous]

I was still thinking of applying for bank of America BBR cards. I logged into my account an went to customized cards offers, an this popped up. How accurate are they. Thanks. 

[Anonymous]

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@Anonymous wrote:

I was still thinking of applying for bank of America BBR cards. I logged into my account an went to customized cards offers, an this popped up. How accurate are they. Thanks. 

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About as accurate as an alligator with a shotgun.

[Anonymous]

It seems to offer everyone it. Not too reliable.

[Anonymous]

General rule of thumb - if they give your a range for the APR, it's solicitation more than an offer.  If they give you a firm APR it's much more likely to be an approval.

[Anonymous]

[Anonymous]

Read what it says "recommends"

[Anonymous]

LMAO! OK, OK I get it. You guys make me laugh. Thanks again.

[FinStar]

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@Anonymous wrote:

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@Anonymous wrote:

I was still thinking of applying for bank of America BBR cards. I logged into my account an went to customized cards offers, an this popped up. How accurate are they. Thanks. 

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About as accurate as an alligator with a shotgun.

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Based on Nixon's prediction, I would say it's pretty accurate.

[takeshi74]

As always, don't rely on prequals and offers.  You have no idea when the SP was performed and what changed with your credit since then.

Review your reports.  Learn to understand how the different factors are assessed.

[Anonymous]

In all honesty I will say that this is the first time anything has come up on their site for me. Usually it says "sorry but you might like this"..... an my score had actually increased from a low of 655 to 670. Although when I recently got approved for the Marriott card it drop 14 points. All this according to Experian. Com.