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How conservative is Citi?

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laz98
Senior Contributor

How conservative is Citi?

I requested a CLI on my gf's card the other day.  Went from 1k to 5k.  I didn't really know how much to ask for, & I didn't know if they would counter with something lower than what I asked for, so I didn't want to get carried away.  Does that sound like a reasonable amount to have asked for?  Just curious what I could have gotten away with Smiley Tongue

Message 1 of 5
4 REPLIES 4
Anonymous
Not applicable

Re: How conservative is Citi?

Sounds reasonable to me! $4k is a large CLI, especially for Citi.

Message 2 of 5
laz98
Senior Contributor

Re: How conservative is Citi?

great!  i'm glad to hear that.  i'm never sure, because some people seem to ask for (& get) such huge CLIs sometimes.

Message 3 of 5
score_building
Senior Contributor

Re: How conservative is Citi?

def on the hefty side for citi, gf must have a strong history with Citi

 

all the better if no pull, congrats!

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Message 4 of 5
laz98
Senior Contributor

Re: How conservative is Citi?

wow, i didn't think it was that big of a CLI!  i'm really glad she got it then!  they did pull experian, just FYI Smiley Happy  but she has hardly any inquiries at all.

Message 5 of 5
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