Update: in my earlier post (Message #6) above in this thread, I just remembered and added a third recommended CU (Garden Savings FCU) that the MF community may be interested in, for those like the OP who are looking for a low, fixed-rate APR card. Thanks! 
@galahad15 wrote:Update: in my earlier post (Message #6) above in this thread, I just remembered and added a third recommended CU (Garden Savings FCU) that the MF community may be interested in, for those like the OP who are looking for a low, fixed-rate APR card. Thanks!
8% isn't bad at all...I may actually go for this one... 🤔 BTW, do you happen to know which bureau/model they pull, @galahad15?
@galahad15 wrote:Update: in my earlier post (Message #6) above in this thread, I just remembered and added a third recommended CU (Garden Savings FCU) that the MF community may be interested in, for those like the OP who are looking for a low, fixed-rate APR card. Thanks!
Also no FTF, which can be a plus.
@OmarGB9 wrote:
@galahad15 wrote:Update: in my earlier post (Message #6) above in this thread, I just remembered and added a third recommended CU (Garden Savings FCU) that the MF community may be interested in, for those like the OP who are looking for a low, fixed-rate APR card. Thanks!
8% isn't bad at all...I may actually go for this one... 🤔 BTW, do you happen to know which bureau/model they pull, @galahad15?
@OmarGB9: when I had previously apped twice some time back for the Garden Savings FCU card at 8% F (unfortunately unsuccessfully, as I was not approved for either attempt), as far as I can best determine after checking my HPs, I believe they pulled TU for both times I apped? Thx again for your question and for asking!