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Drop the Synchrony Amazon and get the Chase Amazon or maybe even better the Affinity FCU cash rewards card that gives 5% back for Amazon. Honestly if I didn't already have the Chase Amazon card I'd probably go this route.
For you I'd probably drop the store card nonsense honestly. Especially with Capital One. Probably the best thing for you is to ditch them completely unless you could use a Savor card.
If you are going to pay an annual fee for a card, I think it should be an AMEX personally. The best way I know to grow Chase cards and this is how I plan to do it, instead of wasting a HP getting a CLI for a current card, actually get another Chase card. Ideally one with a SUB and then after 12 months move that limit over to the Chase card you actually want to grow then close the newer card. Rinse and repeat as desired.
You say you have an NFCU card, which one? Is it a Flagship or something else?
Maybe grab an X1 card too, just a SP to see what they'll give you so why not at least take a look.
@SouthJamaica wrote:All of the cards OP is "complaining about" are cards I don't have. So how should I know?
Oof. Must be a bad day for SouthJamaica - this is probably the literal worst response ive ever seen come from him/her! I dont think he meant that you would have first hand knowledge on these cards, but instead tagged you as a valued resource who is typically knowledgable and gives solid advice. I personally feel this way as I have a pocket list of members whose advice I often seek when I have questions and SJ is def on it. maybe a break down in communication here so dont hold it against him too harshly lol
Hi, as far as I can tell, your limits line up with expectations for the cards that you have. AmEx, NFCU, and certain Sync store cards can be nursed to very high limits over time. Sync likes to close them down after doing so, though.