How hard is it to get Nordstrom Visa Card?

Red1Blue · ‎04-13-2008

I am not apping for one. I am just asking. How hard is it to get Nordstrom Visa Card? Do you consider this card as one of the Prime Cards?

Anonymous · ‎04-13-2008

concorduser wrote:
I am not apping for one. I am just asking. How hard is it to get Nordstrom Visa Card? Do you consider this card as one of the Prime Cards?

Hmmmmmmmm...................

Anonymous · ‎04-13-2008

very prime and in my very long term candiates of maybes. don't know how hard though.

Red1Blue · ‎04-13-2008

You think it is a good idea to start with the store card and climb up the ladder or go for the real thing up front?

Anonymous · ‎04-13-2008

i'm going to hold off until i think i can get the royal treatment walking in the door.

Anonymous · ‎04-13-2008

Nordstrom is prime as can be, but they hate inquiries!!

I have been turned down twice solely for that reason!!

Red1Blue · ‎04-13-2008

I am not sure why they dont like inquires. How many inq did you had when you applied for their card? I have 47 inq's on my EX in the last 24 months. How would they treat them?

haulingthescoreup · ‎04-14-2008

@Red1Blue wrote:

I am not sure why they dont like inquires. How many inq did you had when you applied for their card? I have 47 inq's on my EX in the last 24 months. How would they treat them?

I would thing they would treat them with extra-long tongs, insulated gloves, and a haz-mat suit!

I wish we had a Nordstrom store around here. The closest one is Atlanta, a good 3 1/2 hours away. We don't even have a Macy's here.

Since I shop retail once a year, I'd be happy to do so at Nordie's.

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007

Anonymous · ‎04-14-2008

Not sure I can answer the OP question, but I got the Nordstrom Platinum Visa card lately on 730 scores with a 3 year history (no negatives). I had 2-3 other inquiries.

However, I'd like to put in a good word for this card. I called a month ago to ask them to lower my rate (something worth doing a couple times a year). Nordies lowered the rate from 12%; to PRIME. That's 6% now. This is the lowest long term rate I've ever heard of for a credit card, let alone a rewards card.

Then I called the other day to ask about a CLI. They tripled my credit limit (3K to 9K, balance at the time was 1K but I'd always PIF before). That was more than double my highest limit at the time (4K on Citi).

One thing you might not have thought about is that this card doesn't allow balance transfers. However, for a low APR rewards card, it's great.

Edited for line breaks.

Message Edited by missfrustration on 04-14-2008 05:57 AM

Red1Blue · ‎04-14-2008

I always do PIF. What I am looking for is a prime card that is alternative to Citi/BOA/Amex. From what I hear Nordstrom card is very good in customer service.