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How high is your DCU limit?

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CS800
Super Contributor

Re: How high is your DCU limit?


@MountainHiker wrote:

I wonder if any one on this site has a $20K plus limit on their DCU card?


My DCU Rewards CC is at $25K. Income verification was needed.




Message 61 of 70
09Lexie
Moderator Emerita

Re: How high is your DCU limit?

@KennyS2006

Idk if its stupid but I would think you should have an idea. If $300 isn't palatable then what figure would be (within reason) ? Smiley LOL
Message 62 of 70
Kenny
Moderator Emeritus

Re: How high is your DCU limit?


@09Lexie wrote:
@KennyS2006

Idk if its stupid but I would think you should have an idea. If $300 isn't palatable then what figure would be (within reason) ? Smiley LOL

Not 300 bucks! Laughable.. not pride just seriously unuseable i couldn't even put my light bill on there!!!  

Message 63 of 70
Jbb2788
Regular Contributor

Re: How high is your DCU limit?

Question for you guys...I was just approved for this card with a $6000 CL but I added my wife and I's monthly incomes together. Is this ok or did I screw myself?

**10/31/13
EX-650
EQ-660
TU-660
GOAL: 750 ACROSS THE BOARD
Last App: 10/13
Gardening Until: 4/14 (At least)
Message 64 of 70
09Lexie
Moderator Emerita

Re: How high is your DCU limit?

@Jbb2788

Is she joint? Have they asked for pay stubs?
Message 65 of 70
Jbb2788
Regular Contributor

Re: How high is your DCU limit?

@ Lexie They haven't asked me yet but when I review the application it says; Stipulations: Income verfication, Usually most recent pay stubs. Also, I did not list my wife on the credit card application. I wonder if they will let me go back and add her if I need to?

**10/31/13
EX-650
EQ-660
TU-660
GOAL: 750 ACROSS THE BOARD
Last App: 10/13
Gardening Until: 4/14 (At least)
Message 66 of 70
09Lexie
Moderator Emerita

Re: How high is your DCU limit?

@Jbb2788

I honestly can't recall if they word their application as 'all sources' of income. If they ask you to add her, is she already a member too?
Message 67 of 70
Jbb2788
Regular Contributor

Re: How high is your DCU limit?

@ Lexie Do you have to be a member of this credit union to have a card?

**10/31/13
EX-650
EQ-660
TU-660
GOAL: 750 ACROSS THE BOARD
Last App: 10/13
Gardening Until: 4/14 (At least)
Message 68 of 70
09Lexie
Moderator Emerita

Re: How high is your DCU limit?

@Jbb2788

Oy, yes! It requires an additional HP too. It has been strongly suggested to have your membership in place BEFORE applying due to the two HP's. If you aren't accepted for membership, the hp is wasted on the credit card.
Message 69 of 70
Jbb2788
Regular Contributor

Re: How high is your DCU limit?

I had no idea. They instantly approved me for $6000 though...Is there another process after being approved? 

**10/31/13
EX-650
EQ-660
TU-660
GOAL: 750 ACROSS THE BOARD
Last App: 10/13
Gardening Until: 4/14 (At least)
Message 70 of 70
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