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How high of a credit limit can one USAA card have?

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RonM21
Valued Contributor

Re: How high of a credit limit can one USAA card have?

I've seen up to $50K for a couple of people. But nothing higher. That is a huge amount though.


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 11 of 15
Gmood1
Super Contributor

Re: How high of a credit limit can one USAA card have?

I agree! $50k is a huge CL IMHO...I'd love to land it!
I only have one card with USAA and want to take it as high as my profile allows. This gives me something to shoot for..even if I never get it that high. I'll roll the dice at the end if this month.
My EQ score is 70 points higher than what it was when I received my last CLI in December.
Message 12 of 15
Anonymous
Not applicable

Re: How high of a credit limit can one USAA card have?

I have a $50k one with PENFED and I have a $30k and a $10k with USAA...but I do have the magic $50k one...

Message 13 of 15
Gmood1
Super Contributor

Re: How high of a credit limit can one USAA card have?

Nice! PenFed holds me to $28k, because of other obligations and no joint accounts. Everything is in my name cars and home. If I were an apartment dweller I think I could get very close to 50k with PenFed.
Message 14 of 15
Anonymous
Not applicable

Re: How high of a credit limit can one USAA card have?


@takeshi74 wrote:

No idea on one card but max exposure is $50K.

 


@Gmood1 wrote:
Also does USAA follow a pattern of CLI's like some banks?

CLI's aren't just about the creditor.  That's only half the equation.  One's credit profile and income also matter.  if those do not qualify with any creditor then one will not see a CLI regardless of assumed "pattern".

 

Some of my USAA CLI'ds have been automatic.  Some have been initiated by me.  The biggest ones were initiated by me.


+1, I was also told a few weeks ago that you can have a max of $50k on 1 or a hundred cards with USAA, but the combined CL would not exceed $50k on CC's.

Message 15 of 15
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