I just paid off most of my CC balances from my Xmas shopping last year. Most of my balances want update on the CR until the end of next cause i paid them off after the statement cut. I have a BOFA CC that unsecured last year back in the summer. I was thinking about hitting the luv button once my balances update on my CR?
@Anonymous wrote: I just paid off most of my CC balances from my Xmas shopping last year. Most of my balances want update on the CR until the end of next cause i paid them off after the statement cut. I have a BOFA CC that unsecured last year back in the summer. I was thinking about hitting the luv button once my balances update on my CR?
Congratulations on paying off your balances. BOA are increasing credit lines upon request. But you want to make sure eveything in your credit reports are pristine. If you make the request for a CLI via the BOA's website, it may ask you to call. That means they're going to want additional information before making a decision.
Just got CLI last week from 10K to 12.5K. Had to call but all they wanted to know was why I was requesting a CLI. I just said that I wanted to improve my debt/credit ratio . . . POOF . . . Approved . . .
Starting Score: TU 737 EQ 721 Current Score: TU 741 EQ 741 Goal Score: TU 765 EQ 760
Starting Score: TU 737 EQ 721