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How long do soft inquiries last?

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NowIcare
Regular Contributor

How long do soft inquiries last?

I am just curious THX
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Message 1 of 6
5 REPLIES 5
haulingthescoreup
Moderator Emerita

Re: How long do soft inquiries last?

I think that you can view them until they get edged off your reports by other stuff going on. There's only so much space allocated for the data on your report, and when enough new stuff comes in, something else has to fall off.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 2 of 6
NowIcare
Regular Contributor

Re: How long do soft inquiries last?



haulingthescoreup wrote:
I think that you can view them until they get edged off your reports by other stuff going on. There's only so much space allocated for the data on your report, and when enough new stuff comes in, something else has to fall off.

Ohh so its not a time frame thing? I thought I heared somewhere on here that too many softs might create a split file...............
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Message 3 of 6
Anonymous
Not applicable

Re: How long do soft inquiries last?

All inquiries stay on for the same length of time. Without interferance, softs will stay two years just like hards. However, they are the first to go to make room for other things in most cases.
Message 4 of 6
Anonymous
Not applicable

Re: How long do soft inquiries last?

2 years -
 
EX keeps all of them for 2 years
 
EQ- Only keeps Promotional INQ's on for 1 year.
Message 5 of 6
Anonymous
Not applicable

Re: How long do soft inquiries last?

2 years with no affects on your scores
Message 6 of 6
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