How long does it take CCCs to report after app

stlsme · ‎04-30-2014

Amex and chase specifically. I have read here that Barclays can be as fast as 2-3 days after approval. Doing app spree shortly and need to figure out timeframe.

EX: 844 EQ: 848 TU: 839

azguy13 · ‎04-30-2014

Amex took me about 2 weeks and Chase generally takes about one statement (that is in my experience)

B335is · ‎04-30-2014

For me Chase posts after the first statement cuts, which has been almost 2 months in some cases. My last Amex took 2 statements to post to my CR. Maybe they had a lot going on since it was on January 3 for maximum backdating

SunriseEarth · ‎04-30-2014

@stlsme wrote:
Amex and chase specifically. I have read here that Barclays can be as fast as 2-3 days after approval. Doing app spree shortly and need to figure out timeframe.

It varies by lender and even still, YMMV. AMEX reported after my 1st statement, as did TD Bank and Cap One. GE reports within a few days, usually. Care Credit reported the next day with a zero balance, odd enough.

Anonymous · ‎04-30-2014

It depends on the company. Walmart GE reported right away. within 3 days. Citi bank reported the Best Buy and Daimond Preffered in about 2 weeks. Chase and Amex have yet to report.. All accounts were opened around April 8th. Give or take a few days for each

Longroad · ‎04-30-2014

@stlsme wrote:
Amex and chase specifically. I have read here that Barclays can be as fast as 2-3 days after approval. Doing app spree shortly and need to figure out timeframe.

Chase reported after first statement cut on both my cards. Barclay seemed like it was immediate. Still no AMEX here unfortunately so I can't help there. Good luck on your spree.

BigBS · ‎04-30-2014

Barclays was pretty fast for me, but AMEX took 2 statements to report.

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M