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In general by creditor does anyone know the policies or how long
an "appoved" card would take to report to the various CA's?
(or is there a thread like this?)
some matrix like :
AMEX - 2 days from x
Citi - next day from x
BOA - approx 2 weeks after i did Y.
For most it's a statement or two before it hits. For Barclay's, it's a day or two.
Can anyone reply for Pen Fed?
@Anonymous wrote:In general by creditor does anyone know the policies or how long
an "appoved" card would take to report to the various CA's?(or is there a thread like this?)
some matrix like :
AMEX - 2 days from x
Citi - next day from x
BOA - approx 2 weeks after i did Y.
Your Amex reported 2 days after approval? Mine takes close to 2 months!
@Anonymous wrote:In general by creditor does anyone know the policies or how long
an "appoved" card would take to report to the various CA's?(or is there a thread like this?)
some matrix like :
AMEX - 2 days from x
Citi - next day from x
BOA - approx 2 weeks after i did Y.
There's no set timeframe even with a given creditor for most creditors. AmEx varies widely. My Sallie Mae (Barclay) reported before I received it.
On top of that, the CRA's vary on how quickly they update (also a common discussion topic).
Theres no thread and its seldom the same enough to guess.
My Paypal card reported 2 days after approval. Most major cards I have take atleast a week to a month to report.
Synchrony (for me) seems to update within 3 or 4 days.
GECRB took about a week and a half.
Capital One took a month and a half.
Discover, chase and all of those I dont remember exact, about 2-3 weeks.
TY All.
Any memories on PenFed?
I'm micro timing my Amex, SM, PendFed CC apps.
PenFed pulled my EQ a few weeks ago so I was getting itchy
to actually apply for the Rewards card and thought if they 3+ weeks
to report I could get the ball rolling and apply while
waiting for some updates/Score+ on my Amex/Exp and SM/TU.