How many CC trade lines do you have? What is the perfect number?

[dddewdrop]

---

@zeusta20 wrote:

carD*...oops.lol.

---

   I like your cards. I want to get a Citi and Wells Fargo at some point. Then I will have all the major banks covered.

[Anonymous]

Thanks!

You can also check out Barclays, Discover and Amex too. IMO Wells Fargo's offerings currently are weak compared to many other prime lenders. However there's rumors that Wells Fargo going to beef up their credit lineup this fall.

How long will you be in the garden for? 

[LS2982]

---

@dddewdrop wrote:

     I have 5 right now 1 closed and 4 opened. From reading and learning here,  I figure I am going to shoot for 6. i don't really like credit cards but 6 seems to be a good number where if  I do apply for another one after having 6 well aged, my AAoA won't drop too much. I think some mortgages say like 2 or 4 is the minimum to be approved. Is it true that they require a minimum?

---

I have too many 

[emptypockets]

I have 26 open CC accounts. Some I really don't use, but their limit (and help with utilization) keeps me from canceling them. So I just charge something on them all periodically to keep them open.

Utilization right now is 4%

[jamesdwi]

2, too many!!!

"The total number of credit accounts you have is higher than 100% of members."

28 total

24 open

4 closed

and one still waiting to report.

EQ score alert today.. upto 707, my highest EQ alert ever. 

[dddewdrop]

---

@jamesdwi wrote:

2, too many!!!

"The total number of credit accounts you have is higher than 100% of members."

28 total

24 open

4 closed

and one still waiting to report.

EQ score alert today.. upto 707, my highest EQ alert ever. 

---

Lol. Well it seems the average person here has like 10 or more credit card accounts. I guess there are some credit card junkies here lol.

[emptypockets]

Because of the type of forum you are on, I would say most of us are credit card geeks! We definitely are not representative of the "average" person that has a few cards.

[ilovelisa]

I have 10 Open and 16 Closed.

[Anonymous]

---

@jamesdwi wrote:

2, too many!!!

"The total number of credit accounts you have is higher than 100% of members."

28 total

24 open

4 closed

and one still waiting to report.

EQ score alert today.. upto 707, my highest EQ alert ever. 

---

I assume this is CK?  I get the same "100%" message, but I have 16 open and 23 closed, so I guess that is even more "100%" than you!

[UFGuy2006]

See siggy. Although, I am considering trimming the Cap One (although its a nice limit and prime rates/offers).