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How many Capital One accounts can you have?

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travelguru
New Contributor

How many Capital One accounts can you have?

Does anyone know how many Capital One credit card accounts can one person have? I have 2 credit card accounts now, and was offered to apply for another one. Just curious. 

Message 1 of 24
23 REPLIES 23
daybreakgonesXe
Valued Contributor

Re: How many Capital One accounts can you have?


@travelguru wrote:

Does anyone know how many Capital One credit card accounts can one person have? I have 2 credit card accounts now, and was offered to apply for another one. Just curious. 


As far as I heard, you can only have a max of 2, but that excludes the co-branded/retail cards. So you can only have two of their "mainstream" cards, but any number after that of their cobranded/retail ones!

Message 2 of 24
newUser0
Established Contributor

Re: How many Capital One accounts can you have?

ADDITIONAL DISCLOSURES & TERMS AND CONDITIONS

 

I am applying to Capital One Bank (USA), N.A. (Capital One®) for a credit card account.

  • By applying, I understand that I am not eligible for this offer if:
  • My application is received after this offer has expired, is missing required information or the information is unreadable, inaccurate or cannot be verified.
  • My address is: a) outside of the 50 United States, Washington, D.C., or a U.S. military location; b) a correctional institution.
  • My monthly income does not exceed my monthly rent/mortgage payment by at least $425 (my monthly income is my disclosed total annual income divided by 12) or I am otherwise determined to be unable to make my monthly payments based on income, estimated living expenses and other debt I am responsible for.
  • I am under 18 years of age or do not have a valid Social Security Number or Individual Taxpayer Identification Number.
  • I have previously applied for a Capital One credit card 2 or more times in the last 30 days.
  • I have 5 or more open credit card accounts with Capital One.
  • I have a Capital One credit card that is past due.
  • I am over my credit line on a Capital One credit card.
  • I have had a Capital One credit card that has charged off within the past year.
  • I have a non-discharged bankruptcy (one that is still unresolved).
  • I do not have a credit report with any of the credit reporting agencies Capital One currently uses.
Message 3 of 24
sandman2435
Established Contributor

Re: How many Capital One accounts can you have?

I asked there EO this last month and you can have as many as your income warrents ,I have 4 accounts from capital one

Message 4 of 24
Anonymous
Not applicable

Re: How many Capital One accounts can you have?

I have 4....

Message 5 of 24
Justrebuilding
Regular Contributor

Re: How many Capital One accounts can you have?

I have 3


Chase Sapphire Reserve 10k Cap 1 QS 15K, Cap 1 QS 5K, Cap 1 QS 4K, Cap 1 QS 4K, GE Care Cr 7K NFCU Cash Rewards 10K Walmart 1.3K NavCheck 5K Freedom 6K Freedom 2.5K Hyatt 4K Sallie Mae 5K Barclay Rewards 3K Macy's 1K
US Airways 1.5K, Discover 8K,
Message 6 of 24
ecxpa
Valued Contributor

Re: How many Capital One accounts can you have?

I have 5......all Quicksilver One now

Message 7 of 24
Anonymous
Not applicable

Re: How many Capital One accounts can you have?

I had 2 -- 1 secured & 1 QS.  Just closed my secured cc last night, still have the QS (good "catch all" card, so hoping to see it grow!). 

Message 8 of 24
indiolatino61
Valued Contributor

Re: How many Capital One accounts can you have?


@travelguru wrote:

Does anyone know how many Capital One credit card accounts can one person have? I have 2 credit card accounts now, and was offered to apply for another one. Just curious. 


I only have one and it's more than enough...lol...Smiley Frustrated!

Message 9 of 24
_jb_
Frequent Contributor

Re: How many Capital One accounts can you have?

I only have one. It was a Classic Platinum for years, got rewards added/AF removed last year. Last week it got PC'd to a Quicksilver.

 

What I didn't realize until last night is that they automatically upgraded it to a World Mastercard. Pretty neat, as I kinda wanted one and forgot to ask.



Starting Scores: myFICO EQ: 678, myFICO TU: 676, myFICO EX: 678 (01/2013)
Latest Scores: myFICO EQ: 789, myFICO TU: 782, myFICO EX: 788
My Wallet: American Express BCE, NFCU cashRewards, Capital One Quicksilver, Discover It, Chase Freedom, Chase Amazon Rewards
Gardening since 02/07/17
Message 10 of 24
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