How many credit cards do you have?

[Yoshi1981]

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@markhs777 wrote:

How many cards doesn't mean much. Sure there are some who have 50+. Between store cards and meh others not that difficult. To some it's a game while others may get occasional value out of them. Like most things it's quality over quantity.

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@markhs777 True but quality is also subjective. Some people find the Apple card extremely useful but a pre-approval for it doesn't excite me at all. Have an iPhone but never use Apple Pay or frequent the listed merchants. 

[crystal626]

28. It's time to start closing some. I was doing Amazon gift cards to keep them active but now they want $5 for each one so it's time to let some cards go.

[markhs777]

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@Yoshi1981 wrote:

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@markhs777 wrote:

How many cards doesn't mean much. Sure there are some who have 50+. Between store cards and meh others not that difficult. To some it's a game while others may get occasional value out of them. Like most things it's quality over quantity.

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@markhs777 True but quality is also subjective. Some people find the Apple card extremely useful but a pre-approval for it doesn't excite me at all. Have an iPhone but never use Apple Pay or frequent the listed merchants. 

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Yes there are niche cards that may be useful. In the Apple Card case you basically get an additional 1% cash using on Apple products instead of using the many 2% off everything ones out there. 

I have it and rarely use it since other than Apple products find it rather meh. By all means  apply for any card that's useful. As you say it's subjective.