cancel
Showing results for 
Search instead for 
Did you mean: 

How many see merchants asking not to use Amex?

tag
Anonymous
Not applicable

Re: How many see merchants asking not to use Amex?

No problems here. It's 2017 not 1997.
Message 11 of 54
Turbobuick
Established Contributor

Re: How many see merchants asking not to use Amex?

Much better than it used to be but there are still many, mostly mom/pop smaller stores, that will say they don't take it. If you press them, like burping up your last mouthful of chinese, while saying, "it's the only card I brought". They will take it. They simply prefer not to.

Message 12 of 54
sarge12
Senior Contributor

Re: How many see merchants asking not to use Amex?


@Anonymous wrote:

I just received a mailed pre-approval for Amex BCP with $200 welcome offer.  I closed an Amex Gold card about 20 years ago because a lot of merchants wouldn't accept or would charge extra if I tried to use Amex.  I'm tempted to get this card for the cash back offers but wondering how merchants react to using Amex now days.


I've had the Amex BCE for a few years...never had a problem. Same as BCP except only 3% at grocery stores and it has no AF. I use it mostly for groceries because I eat. I have several cards I may wind up closing, but this is not one of them.

TU fico08=824 06/16/24
EX fico08=815 06/16/24
EQ fico09=809 06/16/24
EX fico09=799 06/16/24
EQ fico bankcard08=838 06/16/24
TU Fico Bankcard 08=847 06/16/24
EQ NG1 fico=802 04/17/21
EQ Resilience index score=58 03/09/21
Unknown score from EX=784 used by Cap1 07/10/20
Message 13 of 54
Anonymous
Not applicable

Re: How many see merchants asking not to use Amex?

Never had this issue, but I don't really shop at any off beat locations

Message 14 of 54
Anonymous
Not applicable

Re: How many see merchants asking not to use Amex?

I live in a very small town (2,500 people) and only one store doesn't take Amex. I rarely run into a problem using it
Message 15 of 54
805orbust
Valued Contributor

Re: How many see merchants asking not to use Amex?

Never had a problem using it.  Of course I live in the center of the known Universe so there's that.  Member since 1987 so its light years better than then.



Message 16 of 54
Anonymous
Not applicable

Re: How many see merchants asking not to use Amex?

Most places take it now. I live in a state where EVERYONE comes to during the winter and it'd be detrimental to the businesses to NOT take it down here. Also I've lived in a big military state too (Virginia) and they took Amex. Like a few posters have said, it's not like it used to be. Now just about everyone takes everything here in the US. Now, overseas in maybe the UK, they probably won't take it. But you should be good unless you live out in the sticks somewhere.

Message 17 of 54
CreditDunce
Valued Contributor

Re: How many see merchants asking not to use Amex?

Assuming the OP is only going to use the BCP for bonus cat's, I can't see there be any issues.  All of the major grocery stores take Amex.  Ditto for department stores.  Some gas stations may be an issue, but it would be rare.  Gas stations are more likely going to want debit cards/cash than not take Amex.   Any Amex offers used will also accept Amex.

 

With so many Visa/MC cards offering more than 1% CB for non-category spend, there isn't much need to use a BCP at mom n pop stores.

Message 18 of 54
yfan
Valued Contributor

Re: How many see merchants asking not to use Amex?

There are a few restaurants and Asian markets around my neck of the woods (tech center Silicon Valley no less) where they still don't take Amex. But I have seen myself shop in those places less and less frequently, not because I always use my Amex but simply because I have found better, more conveniently located options.

Message 19 of 54
Anonymous
Not applicable

Re: How many see merchants asking not to use Amex?

I haven't run in to any issues with it not being accepted. The only time I did was when I was in Canada a few months ago, which I expected. 

Message 20 of 54
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.