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How often do you pay your cc?

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Anonymous
Not applicable

How often do you pay your cc?

Weekly, bi-weekly or monthly?

Message 1 of 43
42 REPLIES 42
baller4life
Super Contributor

Re: How often do you pay your cc?

Weekly

Message 2 of 43
Anonymous
Not applicable

Re: How often do you pay your cc?

Bi-weekly. I keep a spreadsheet that outlines my accounts, balances, due dates, etc. and I consult the spreadsheet and make payments right after each pay period.

Message 3 of 43
CreditUnionFan
Valued Contributor

Re: How often do you pay your cc?


@Anonymous wrote:

Weekly, bi-weekly or monthly?


Usually just before the statement is due to "cut" so that it shows up on my Credit Report as a $0 balance.

I was going to garden... Honest!
Message 4 of 43
chwebb1
Established Contributor

Re: How often do you pay your cc?

I get paid bi-weekly, so I pay them off when I get paid. If I have some extra money in between pay periods, I might pay more frequently.

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$15000 ........... $12500 ............ $11750 ............ $10000 ........... $9400 ............ $5000 ............. $5000
In the Garden until at least November 2015
Message 5 of 43
andre181
Established Contributor

Re: How often do you pay your cc?

I get paid once a month, so the CC's get paid once a month. 

 

My old job paid me weekly so I'd pay everything weekly. I liked that better. I felt more in control. Its painful to pay so much just to the cards all at once. Smiley Sad

Discover IT $35K | FNBO Visa $30K | Cash+ Visa Sig $19.5K | Southwest Premier $16K | Priceline $15K | Citi Forward $14.3K | US Bank Plat $14K | Commerce Bank $13K | CSP $13K | CSR $10K | Sallie Mae World MC $10K | Lowe’s Consumer 10K | BoA Cash Rewards 1-2-3 Sig $7.5K | Fidelity Visa $7K | Citi Double Cash $6.5K | WF Cash Back Visa $5.4K | Capital One Cash Rewards $5K | AMEX BCE $3.9K | Freedom $2.5K | Younkers/Comenity $2.4K | Kohl’s 1.5K | Target $1.4K | EX FICO (from AMEX): 768, TU FICO (from Discover): 797, AAoA: 4.4 years
Message 6 of 43
Gunnar419
Valued Contributor

Re: How often do you pay your cc?

Monthly unless I've made a big purchase I want to PIF right away. Only time I pay more frequently is on my one card that has a small CL.

 

Message 7 of 43
ksantangelo23
Frequent Contributor

Re: How often do you pay your cc?

I generally pay nightly by each transation. I would pay less often, every week or so, but I prefer to get payments out of the way because a lot are AU transactions. 

AMEX Hilton Ascend: $55,000 | Chase Sapphire Reserve: $30,000 | PNC Points: $17,500 | AMEX BCE (AU): $18,000 | AMEX BCP: $15,000 | US Bank Cash+ $15,000 | AMEX Business Prime: $14,000 | AMEX SimplyCash: $12,000 | Capital One QS: $13,500 | Chase Business Ink: $12,000 | PNC Everyday (AU): $12,000 | JCPenny Store Card: $10,500 | Chase Slate: $9,400 | Capital One QS: $6,500 | (2nd) US Bank Cash+ (2nd): $7,500 | Discover IT: $6,000 | Chase Freedom: $3,500 | Auto Lease: $0/$21,000 | Auto Loan: $0/$18,000 |

TU: 818 EX: 809 EQ: 801

Message 8 of 43
daybreakgonesXe
Valued Contributor

Re: How often do you pay your cc?

Monthly!

Message 9 of 43
Epcot
Valued Contributor

Re: How often do you pay your cc?

I pay them monthly, unless I have a large balance (Over $5k) then I will make an extra payment to bring the balance back down to zero before using the card again.

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841
Message 10 of 43
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